Travel Insurance

With IDA Travel Insurance, you can feel safe on holiday - even if you get sick or have an accident. Choose the right coverage that suits your needs.

Extreme sports are always included
You are insured if you are into adrenaline-pumping activities and aren't afraid of river rafting or parachuting.

Help is always near
You can always call Tryg Alarm at 44 68 82 00 - 24 hours a day, year round and wherever you are in the world

Insurance in relation to holiday home
Get extra expenses covered if your holiday home or AirBnB is unusable - or becomes so during your stay.
What does travel insurance cover?
IDA Travel Insurance covers if you fall ill or have an accident while travelling:
- Get help with medical treatment or hospital admission.
- Get medical transport, repatriation, and personal escort in case of illness.
- Get help with the evacuation.
- Get legal aid and psychological crisis help if needed after an accident.
As something new, IDA Travel Insurance includes Holiday Home Insurance if you have rented a holiday home or an Airbnb that turns out to be unusable.
See all insurance add-ons in the diagram below.
The form or diagram is an illustrative model and an extract from the insurance terms and conditions. The amount of compensation in an approved insurance claim follows the regulations stated in the insurance terms and conditions.
Corerings |
Basic |
Extended |
Super |
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Geographical area
If you only travel in Europe, you can limit your coverage to Europe and Turkey. If you travel outside to another place, you need Worldwide coverage. It covers the whole globe except the North and South Poles. |
Europe and Turkey, or Worldwide |
Europe and Turkey, or Worldwide |
Europe and Turkey, or Worldwide |
Travel period
The insurance covers trips lasting up to 60 days or longer if written on your insurance policy. |
Trips that last up to 60 days unless you extend it. |
Trips that last up to 60 days unless you extend it. |
Trips that last up to 60 days unless you extend it. |
People with coverage
The insurance can cover your household: you, your partner, children, and up to two more people sharing your official residence. Your insurance must state the number of people in your household to guarantee coverage. Check on My Page how many people are registered and contact us if the number is incorrect. The insurance also covers your partner/spouse and children when they travel without you (policyholder). |
The household |
Thehousehold |
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Cancellation
It protects if you must cancel your travel because you fall ill or suffer an injury before departure. You can also cancel your journey if war breaks out or terror occurs in the country you intend to visit, or if, for example, something unexpected (like lay-off, divorce, or re-examination during the travel period) turns out. Remember to buy Cancellation before paying for your trip. |
Optional |
Optional |
Optional |
Illness, injuries, and curtailment, among others
Illness and injuries: The insurance covers if you get sick or suffer an injury on your trip and need medical care, medicine, or hospitalisation. You are entitled to receive treatment at a private hospital if:
Curtailment: The insurance covers if you must interrupt your holiday and go back to Denmark due to the death of a family member, seriously ill or injured. Likewise, there is coverage if you must go home because of, for example:
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Rescue and evacuation
Search and rescue: The insurance covers search expenses up to a radius of 50 km from the place where you were last seen in public. It also covers rescue after your localisation has been established. Evacuation and involuntary stay: The insurance covers if an incident occurs on your trip that requires evacuation. For example:
Evacuation and repatriation will first be on the table when the Ministry of Foreign Affairs of Denmark recommends it. Psychological support: We cover your and your relatives’ expenses for professional psychological support during one of those abovementioned crises on the spot and upon return. |
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Transport home
We provide transport to a hospital or home in case of illness, injury, and death during your holidays. Please be aware that our physician must first approve this measure. |
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Delay (baggage, transport, attendance)
Baggage delay: It covers your expenses for buying clothes and toiletries in case of luggage delay for more than 3 hours. Transportation delay: The insurance covers extra expenses for accommodation and food if your flight, plane, train, ship, or bus is behind schedule by more than 3 hours at the moment of your arrival. Delay is running late to the official itinerary, including changes that the transport company or travel agency may have previously informed you. Missed transport: If you, involuntarily and in a completely unforeseen situation, arrive late for a means of public transport or similar arranged by a travel provider. |
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Flight compensation
It provides coverage if you arrive more than 3 hours later than scheduled at your destination because your flight is running late, cancelled, or overbooked. The amount of compensation depends on whether you are flying within Europe, to Europe, or from Europe. Check out your insurance policy. |
Optional |
Optional |
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Baggage damage
The insurance covers the following sources of damage to those personal items you bring with you on the journey and things you buy on the trip:
In addition, the insurance covers damaged or lost items when they are checked-in as baggage on flights, carried by train or bus, or sent by courier. |
Optional |
Optional |
Optional |
Ruined holidays
The insurance covers the daily cost of every ruined vacation day if one of the following scenarios and you are not entitled to a complete ruined holiday compensation:
The insurance covers the total cost of the trip if one of the following scenes occurs in the first half of the planned travel period:
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Bankruptcy
We provide coverage, as follows, if you cannot complete your trip entirely or partly because your travel provider becomes insolvent:
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Holiday home compensation
If you rent a holiday home turns out to be unusable, or it becomes useless while you are staying there. The reasons could be water, hail, fire, explosion, theft, terror, flooding, earthquake, or any other natural source of damage. The insurance will cover additional costs you have for accommodation and food for a similar holiday home. |
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Extreme sports
If you participate in extreme sports in connection with a trip, you can get compensation if you have a crash or accident. For example, you can get coverage for the following sports or activities:
Please check out our list of those sports/activities that we cover. |
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Ruined active vacation (skis, golf, among others)
It covers the trip expenses if you cannot participate in the planned activity of the journey because one of the following settings occurs in the first half of your vacation:
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Optional |
Optional |
Optional |
Excess coverage - car hire or other
If you are using a rented car, motorhome, motorcycle, ATV, or moped during your holiday, and you have an incident where you must pay an excess, we will cover your financial loss according to the sum you have chosen on your policy. |
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Working days
It covers two days of your holidays where you mainly participate in business activities such as a fair, conference, company visit, or meeting. The days don't have to be consecutive. |
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Exrtra travel companion
The insurance covers an additional travel companion for the entire journey. You both depart, travel, and return together. The insurance covers your extra travel buddy on the same terms as you. |
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Excess
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DKK0/500 |
DKK0/500 |
DKK0/500 |
Tryg Medical Hotline
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Included |
Included |
Included |
A free vaccine jab
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Included |
Which package should I choose?
Travel Insurance Basis is for you who want to make a good deal and buy travel insurance. It provides, among other things, assistance in case of illness and accident, repatriation, evacuation, and cancellation coverage. In other words, all the basic necessary insurance coverage for your travel.
Travel Insurance Extended is for you who want additional protection on your trip. In addition to the basic package, you get compensation for ruined holiday days due to illness, rental car excess if you have an accident and damage it, and compensation for luggage delay.
Travel Insurance Super is for those who want the best travel insurance coverage. You will receive a free travel vaccine jab for everyone in your household, help if the travel agency or airline goes bankrupt, compensation for flight delays, coverage of an additional travel companion (e.g., mother-in-law or playmate), and workdays during the holidays.
You can add Cancellation to all three insurance solutions.
Cancellation protects against lost holidays if you fall ill or suffer an injury before departure. The insurance also covers, among other things, war, terrorism, natural disasters, epidemics, changed travel rules, lay-off, divorce, or re-examination during the travel period.
Read more about Cancellation coverage.
What do the insurance add-ons cost?
If you already have travel insurance, you can see what the add-ons cost on My Page.
On the other hand, if you do not have travel insurance, you can calculate your price here.
Remember that you can always add or remove one of the optional coverings to your existing travel insurance on My Page.
Where does Travel Insurance cover?
If your insurance coverage is limited to Europe and Turkey, the policy will provide coverage in the following countries:
Andorra, Austria, Azores, Belgium, Bulgaria, Czech Republic, Cyprus (Greek part), Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Isle of Man, Ireland, Iceland, Italy, Canary Islands, Channel Islands, Croatia, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, and Vatican City.
If you travel outside the countries above, you must take out Worldwide coverage for your travel.
These terms and conditions apply for travel insurance (purchased after June 1, 2022)
Did you buy your Travel Insurance before June 1, 2022?
Read more about travel insurance (purchased before June 1, 2022).
If you already have Travel Insurance with IDA Forsikring and want to switch to the new travel insurance, please call us at +45 70 21 01 91.