Explore the world safely with affordable student travel insurance

The policy provides worldwide coverage.

60 days per trip. If you are going to study abroad, the Travel Insurance can cover up to 365 days.

The insurance covers your roommate beside you. It is, therefore, not necessary for you both to purchase travel insurance.

The policy only provides coverage to those members of your household that you have previously notified.
Please verify who the policy covers on My Page and contact us if you are missing anyone.

You are protected if you must cancel your trip due to illness or injury just before departure. Additionally, you may cancel your trip if war or terrorism breaks out in your destination country or if you experience job loss, divorce, or a need to reschedule exams during your trip. However, please be aware that the Cancellation coverage will not apply if you purchased this optional coverage less than 12 days before your travel date.

Read more about cancellation coverage.

Illness and injuries:

The insurance covers if you get sick or injured on your trip and need medical care, medicine, or hospitalisation.

You are entitled to receive treatment at a private hospital if:

• The physician estimates that treatment at a public hospital is insufficient
• If a private hospital is the only option
• When we consider that the nearest public hospital is too far away

Curtailment:

The insurance covers if you must interrupt your holiday and go back to Denmark due to the death of a family member, seriously ill or injured.

Likewise, there is coverage if you must go home because of, for example:

• Fire, explosion, or flooding
• Home or business break-ins (if reported to the police)

Search and rescue

The insurance covers search expenses up to a radius of 50 km from the place where you were last seen in public. It also covers rescue after your localisation has been established.

Evacuation and involuntary stay:

The insurance covers if an incident occurs on your trip that requires evacuation. For example:

• War or prelude to war
• Epidemics
• Terrorist acts

Evacuation and repatriation will first be on the table when the Ministry of Foreign Affairs of Denmark recommends it.

Psychological support:

We cover your and your relatives’ expenses for professional psychological support during one of those abovementioned crises on the spot and upon return.

We can arrange transportation to a hospital or home if you fall ill, get injured, or pass away during your vacation. However, please note that our physician must approve this before we can arrange it.

Baggage delay:

It covers your expenses for buying clothes and toiletries in case of luggage delay for more than 3 hours.

Transportation delay:

The insurance covers extra expenses for accommodation and food if your flight, plane, train, ship, or bus is behind schedule by more than 3 hours at the moment of your arrival. Delay is running late to the official itinerary, including changes that the transport company or travel agency may have previously informed you of.

Missed transport:

If you, involuntarily and in a completely unforeseen situation, arrive late for a means of public transport or similar arranged by a travel provider.

If your flight is delayed, cancelled, or overbooked, and you arrive at your destination more than three hours later than scheduled, you may be eligible for compensation. Your compensation depends on whether you fly within Europe, to Europe, or from Europe. To find out if you are covered, review your insurance policy.

The insurance policy covers the following damages to the items that you have with you on your trip, as well as those that you acquire or purchase on the trip:

Damage caused by fire, lightning, explosion, or water.
Theft or robbery of your luggage.
Sudden damage and electronic malfunctioning.
Loss of or damage to checked, carried, or dispatched baggage.

Furthermore, the insurance covers any damages or losses to your items that may occur while they are registered as baggage on flights, carried during train or bus journeys, or sent by carrier.

The insurance covers the daily cost of every ruined vacation day if one of the following scenarios, and you are not entitled to a completely ruined holiday compensation:

• It would be best if you had hospitalisation.
• A medical diagnosis shows that you require rest in your holiday home.
• If you need a way to get home (home transport) or have to cut your trip short due to an emergency (curtailment), we can assist you with transportation.
• You pass away.
• If you have tested positive for COVID-19 or have been in close contact with someone who has, the government may require you to self-isolate or quarantine. The compensation goes on equal terms to all of them with you and under the policy. The amount must be, at most, the travel amount you have previously selected.

The insurance covers the total cost of the trip if one of the following scenes occurs in the first half of the planned travel period:

• If you require hospitalisation that lasts more than half your planned travel time.
• If you need a way to get home (home transport) or have to cut your trip short due to an emergency (curtailment), we can assist you with transportation.
• You pass away.

See the terms and conditions of your insurance.

If your travel provider becomes insolvent and you are unable to complete your trip entirely or partially, we offer coverage as follows:

• The additional return trip cost if you are currently travelling.
• The cost of the trip if you have not departed.

If you rent a holiday home, it turns out to be unusable or useless while staying there. The reasons could be water, hail, fire, explosion, theft, terror, flooding, earthquake, or any other natural source of damage. The insurance will cover additional costs you have for accommodation and food for a similar holiday home.

If you participate in extreme sports in connection with a trip, you can get compensation if you have a crash or accident.

For example, you can get coverage for the following sports or activities:

Mountaineering

• Boxing
• Skydiving
• Kitesurfing
• Paragliding
• River rafting

Please check out our list of those sports/activities that we cover.

This policy covers the cost of your trip if you are unable to take part in any scheduled activities during the first half of your vacation due to any of the following circumstances:

• Hospital admission for more than half of the planned travel period.
• A diagnosis showing that you cannot participate in your planned activity for more than half of your vacation.
• You suffer a bone fracture, fracture, ligament injury, dislocation, or severe sprain that makes it impossible to participate in your planned activity for more than half of your vacation.
• Home transportation or curtailment.

See the terms and conditions of your insurance.

If you are using a rented car, motorhome, motorcycle, ATV, or moped during your holiday, and you have an incident where you must pay an excess, we will cover your financial loss according to the sum you have chosen on your policy.

Read more here.

It covers two days of your holidays where you mainly participate in business activities such as a fair, conference, company visit, or meeting. The days don't have to be consecutive.

The insurance covers an additional travel companion for the entire journey. You both depart, travel, and return together. The insurance covers your extra travel buddy on the same terms as you.

Learn more about Tryg Medical Hotline.

Read more about free travel vaccination.