Home Contents Insurance - purchased before 23 August 2021

You are covered if damage occurs to your property after fire, lightning or explosion.

Your belongings are covered if one or more personal items get stolen. Your coverage depends on whether the event took place inside or outside your home and whether your home and/or property has been properly locked.

Especially for bike theft - you can choose from seven different insurance sums (index 2022) - depending on your needs:

• 14,206 kr.
• 29,597 kr.
• 59,194 kr.
• 89,791 kr.
• 118,389 kr.
• 147,986 kr.
• 177,583 kr.

You are coved when and if you are met with a demand for compensation for other persons property that has been damaged or lost in your possession. It is a prerequisite that the injured person is not covered by insurance and that you are legally responsible.

The insurance includes IDA TRYGhed. IDA TRYGhed offers several benefits - e.g help and counselling if your identity gets stolen.

Read more about IDA TRYGhed. 

You are covered if someone with fake intentions gets access to your home or property.

You are economically secured in certain types of conflicts that must be settled in court. You are also covered in case of mediation, which is a voluntary form of conflict settlement.

You can read more in the insurance conditions under article 8.

You are covered if an installation in your home shortens or if a random power outage ruins your food, you are covered.

It covers your personal items in case of road accidents where you are on a bicycle, by car or by public transport. If your own means of transport is damaged - for instance, your bike - it is not covered. Add Extended Bicycle Damage if you would like to cover your bicycle.

Your property is covered in relation to the damage that a building insurance covers for example storm or flooding where the water has penetrated through natural leaks.

Your baggage registered in a train or aircraft in Denmark is covered by damage and loss or theft. Values like gold, silver, jewelry and money are not covered in checked baggage.

You are covered if your baggage is lost or subject to being damage when you are travelling. Values like gold, silver, jewelry and money are not covered in checked baggage.

You are covered when and if other people intentionally cause damage to your belongings.

You are covered if someone uses or threatens to use violence, and in the event, you get damaged or lose some of your things.

The insurance covers water-, oil- and other fluids leaking from pipes systems and installations at home.

When you buy our home contents insurance, you automatically get access to IDA TRYGhed - a number of unique benefits that help to make your everyday life more safe.

Read more about IDA TRYGhed.

Do you live in a house or townhouse with a basement without a residential basement permit? And have values down there for more than DKK88,791 (2022)? Then we recommend that you increase your sum covered. You can raise your coverage to DKK177,583 (2022).

Write to us or call us at 70 21 01 91 if you wish to add extended coverage.