Critical illness coverage

If illness or death affects you, it is crucial to have a financial safety net in place for yourself and your family. Insurance against certain critical illnesses can help provide that security.

Critical illness cover secure your family in case of death or illness

Group Life Insurance includes coverage for certain critical illnesses. You also have the option to select a Life Insurance policy. Learn more about Life Insurance.

Benefits of Critical illness cover

Financial security

You will receive assistance from the insurance in the event of a serious illness

Tax-free lump sum

You get a tax-free lump sum you can spend as you please.

Covers terminal illness

We also cover terminal illnesses, only few insurers do this.

If you are diagnosed with a serious illness, our insurance provides exhaustive coverage for certain critical conditions. 

You will receive a tax-free payout that can help alleviate your challenges during this difficult time. This financial support can be a valuable resource, whether you use it to pay for appropriate treatment at a private hospital or to modify your home to accommodate your condition. Ultimately, how you choose to use the funds is entirely up to you. The payout is made as soon as the diagnosis is confirmed and Nordea Pension has reviewed the case.

Includes terminal illness cover

Critical illness cover includes protection against terminal illness. This means that if a specialist confirms that your illness, which is not on the critical illness list, is lethal and you are likely to die within 12 months, the insurance will pay out the sum assured. It is worth its weight in gold - both for you and your family.

Here is an overview of some of the critical illnesses covered by the insurance (the list is only illustrative and an extract of the insurance terms):

  • Most cases of cancer
  • Cardiac embolism made up of a blood clot
  • Brain aneurysm with permanent consequences
  • Disseminated multiple sclerosis
  • Muscular dystrophy
  • Parkinson's disease

 See all illnesses under critical illness cover.

Critical illness cover does not include

  • Pre-existing conditions that started before insurance went into effect 
  • Conditions diagnosed during the first three months after insurance went into effect 
  • Later diagnosed conditions of the same type - however, special rules apply to cancer

Terms and Conditions & product information

Group Life Insurance

The following terms and conditions apply to IDA Group Life Insurance.

Partner:

Nordea Pension

Terms and Conditions & product information

Group Life Insurance

The following terms and conditions apply to IDA Group Life Insurance.

Partner:

Nordea Pension

Read more:

Overview

Group Life Insurance

Learn about the essential coverage aspects of IDA Forsikring's Group Life Insurance through an overview.

Questions and answers

Get help with your Group Life Insurance

Find answers to commonly asked questions about IDA Forsikring's Group life Insurance, including coverage and additional options.

Contact

Call or write to IDA Forsikring

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