Group life insurance

We all hope that we and our families will not be affected by an accident, illness or death. But if it does occur, it is comforting to know that there is a financial safety net in place.



Our Group life insurance is a combined Group life and Group accident insurance that provides compensation in the event of disability, critical illness or death. You can buy the insurance as an IDA member, but your spouse/partner also has the opportunity to be co-insured. 

Benefit for your dear ones

Benefit for your dear ones

Your spouse or cohabitant can take out this insurance - even if she/he is not IDA member.

Financial support

Financial support

The insurance covers you in case of a serious accident or a severe disease.

24/7 coverage

24/7 coverage

Groupe life insurance embodies accident insurance, so you are covered 24/7.

The insurance covers

The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.

Group life insurance
Coverage

If you lose your capacity for work (i.e. you are unable to work) by more than 66% before the age of 60, we will pay compensation. Note that your condition must be assessed as stationary, i.e. when the doctor considers that your condition cannot improve.

You can receive financial compensation for certain critical illnesses that occur before you turn 60. We have listed the diseases that trigger an insurance sum according to the coverage table. See more in our fact sheet (now in Danish). 

In case of death, we will pay compensation to the next of kin, whether the death is due to accident or illness. However, we cannot pay compensation if the deceased person has actively participated in a war, rebellion or similar.

The Group accident insurance covers accidents that result in permanent physical impairment of 5% or more. The coverage applies not only to injuries caused by external influences. You will also receive compensation for injuries that occur suddenly, such as back strain.

The policy contains a special dental damage coverage.