IDA Forsikring offers insurance services exclusively to IDA members at Denmark's lowest prices. As an independent association, IDA Forsikring serves solely for the benefit of its members and their families.
We at IDA Forsikring take our membership promises very seriously
Our work ethos is based on four key membership promises:
Low prizes
Value for money
Competent advice without sales pressure
Being helpful
These promises are integrated into every aspect of our organisation, ensuring our members continually benefit from them.
At IDA Forsikring, we offer low prices and excellent value for money
We are proud to remain at the top when users compare insurance prices, and it's not a coincidence. We are not a traditional insurance provider, which allows us to offer almost the cheapest insurance rates. We guarantee that you won't find a better deal elsewhere. Here are three reasons why you should choose IDA Forsikring.
1. At IDA Forsikring, we prioritise creating value for our members' money
Unlike commercial insurance companies, we don't have any shareholders looking to profit from their investments. Our services benefit only our members, as we provide good coverage at affordable rates. Additionally, our profits are used to secure price reductions for our members.
2. Self-service solutions to run operations efficiently and keep costs low
IDA Forsikring has implemented self-service solutions to run its operations efficiently and keep costs low, benefiting its members. The online insurance calculator allows most members to calculate and purchase their own, leading to cheaper insurance and high satisfaction levels. It also enables IDA Forsikring to provide high-quality advice by freeing advisors' time. The company maintains fair prices for all its members, as bonuses are not given, ensuring the same prices for everyone.
3. Our members take good care of their things
At IDA Forsikring, we can offer affordable insurance rates to our members because they have demonstrated a higher level of responsibility in caring for their possessions compared to the general population. This reality is reflected in lower damage rates and claims percentages, which indicate the amount of insurance premiums spent on claims.
Our partners help push down the price
IDA Forsikring works with its insurance partners to offer private and business insurance to our members. We negotiate terms on behalf of our members to provide the best and most affordable coverage available. Our insurance options include home contents, travel, motorcycles, health insurance for individuals, and office and cyber insurance for businesses.Our partners insurance companies are:
Tryg (primary insurance provider)
Topdanmark Nordea Pension
ADIS
By pooling our members together, IDA Forsikring can secure rates and coverage that would not be available to individual members.
What does our role as an insurance agency mean?
As an insurance agency, we purchase insurance policies from our selected partners at a discount rate and offer them to our members at a more affordable price. When you become a member, you will receive an insurance policy or overview displaying the name of the company we have partnered with. Our agency constantly searches for new products and partners to ensure we can provide our members with the best insurance options.
Competent and helpful advice
Buying insurance through us does not impair your rights as a customer.Our insurance advisors are trained to help you with your insurance policies through us. They work actively to improve our service delivery, ensuring that you always have the best experience with us.
Our advisors help you find the right coverage, ensuring you are not under or overinsured. Their role is solely to advise you, and you can be confident that their advice is not just empty sales talk but is based entirely on your needs as a member.You can contact IDA Forsikring when you:
Want a quote for insurance
Want to change an existing insurance
Have questions about your insurance
If you get an injury, our partners will handle the claims handling.
Insurance with extensive coverage
We understand that everyone's insurance needs are different. That's why we offer extensive coverage and allow members to customise their plans to fit their situations.
Tailor your insurance yourself
As a member of our online insurance service, you can create customised insurance coverage that meets your unique needs. We offer various coverage options you can choose from according to your preferences.For instance, you can opt for:
Water damage coverage for visible installations,
Additional protection against rat infestation,
Housing assistance to prevent damage from snow in the attic,
Comprehensive coverage for damages on leased cars,
Or coverage for damage to parked vehicles.
We have organised our insurance add-ons to cater to different types of coverage.You can easily purchase our insurance using our online insurance calculator. Moreover, you can add or change extra coverage to your insurance on My Page and see the price of your options right away.