Home contents insurance students bought before july 2021

The policy provides coverage for damage to your belongings caused by fire, lightning or explosion.

The policy provides coverage for the theft of one or more items. Your coverage depends on whether the theft took place inside or outside your home. It is crucial that your home was locked and your belongings optimally secured.

Personal liability protects you if you, and people living with you, are held responsible for bodily injury or property damage to a third party. Personal liability covers the legal costs and damages that you are required to pay in compensation as a result.

The policy provides protection against and compensation for property damage caused by water.

The policy provides financial coverage in selected types of conflicts settled in court.

The policy protects your mobile, laptop, tablet or other electronic items against sudden damage and malfunction for up to four years from the date of purchase. The insurance also covers in case of damage to older electronics. However, you should be aware that compensation is calculated based on the market value of a similar new item, including depreciation. A fixed excess of DKK 1,183 (2022) applies to each claim.

The policy provides coverage for sudden damage caused by you. For example, if you break a vase or sit on your glasses. There is a fixed amount or excess of DKK 1,183 (2022) per filed claim.