Ensure your electronics: Protect your devices with insurance

Most of us have electronic devices at home and on the go. For added financial security, you can protect all your electronic gadgets with the 'Extended Electronic Damage' coverage in your home contents insurance.

Electronic devices insurance coverage: Protect your computer and phone with your Home Contents Insurance

Your home contents insurance gives access to extended coverage

To safeguard all your electronic devices, having home contents insurance from IDA Forsikring is crucial.Add "Extended Electronic Damage" to your existing home contents insurance. This addition can save you significant money as it provides financial coverage in case your iPad, phone, or television gets damaged.Furthermore, it is cost-effective because you won't need to purchase separate insurance whenever you buy a new electronic device. Instead, you can opt for affordable insurance that covers all your electronics simultaneously.

How does electronic coverage work?

Have you spilt water on your computer? Have you dropped your mobile phone, causing it to break? Or has your TV broken down after the warranty expired?Here's the revised text for clarity:Your 'Extended Electronics Damage' insurance covers the following:

Compensation for sudden damage to your electronic devices.
Coverage for malfunction of electronic devices due to mechanical or electronic failure, rendering the device unusable. It applies to appliances less than four years old.
Protection for damage from short circuits, induction, overvoltage, and similar occurrences.
Compensation for sudden damage caused by water, liquids, or moisture exposure.
Coverage for damage resulting from a traffic accident involving a collision, overturning, or collision with a vehicle.
Protection for damage to electronic devices in case of a breakdown on a boat, pleasure craft, or ferry while on board.

On My Page, you can add 'Extended electronic damage' to your home contents insurance. You can also immediately see what it costs.

You can adjust the insurance excess on your home contents insurance policy

If you purchased your home contents insurance before 23 August 2021, there is a fixed excess of DKK 1,248 per claim (2024). If your computer, phone, or other device breaks, you must cover the first DKK 1,248 yourself.With IDA Forsikring's new home contents insurance, you can choose DKK 0 as an insurance excess in the event of electronic damage.Consider purchasing our latest home contents insurance to pay a lower excess. The price may differ from your current insurance because you must switch to a new product.You can call IDA Forsikring on 70 21 01 91 to learn more.

Get answers to the most frequently asked questions

There can be many questions about your electronics coverage. Here are the questions our advisors are most often asked.

How is my child's iPad or computer from school covered?

If your child's school-supplied IT equipment is broken, it's the school's responsibility to ensure it. Therefore, your home contents insurance does not cover the equipment.Schools cannot decline responsibility when students must use a computer or an iPad for learning.If the school's insurance does not cover it, your home contents insurance will cover borrowed IT equipment against fire, water, and theft, such as a laptop or tablet. Borrowed electronics are also covered against sudden damage for 30 days with an insurance excess.

How is my child's IT equipment covered at school?

If your child brings an electronic device to school, such as a mobile phone, tablet, or Nintendo Switch, it will be covered for damages under your home contents insurance.The devices do not have to be locked up to be covered, but it's a good idea to have them stored in a bag during recess or when not in use.If your child accidentally drops their mobile phone or spills water on the computer, you can receive assistance from the electronics coverage.

Does my home contents insurance cover electronic garden tools?

You can insure motorized garden tools up to 25 hp, including a robotic lawnmower.
Check the total in your insurance contract on My Page.

Does home contents insurance cover drones?

If your drone, weighing less than 7 kg and used for hobby purposes, is stolen or destroyed in a fire, it is covered by insurance.In your home contents insurance, liability coverage protects you from accidental damage caused to others and their property. However, if your drone weighs more than 250 grams, liability coverage does not apply if you accidentally injure others while flying it.For larger drones, the Aviation Act requires statutory liability insurance. You can obtain this coverage from providers such as Modelflyg Danmark.

Overview

Home Contents Insurance

Learn about the essential coverage aspects of IDA Forsikring's Home Contents Insurance through an overview.

Get help with Home Contents Insurance

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Contact

Call or write to IDA Forsikring

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Phone:

70 21 01 91