Questions: Child Insurance

IDA’s Child Insurance provides complete protection for your child. IDA’s Child Insurance gives your child Accident Insurance, Sickness Insurance, and Health Insurance in a straightforward package.

Your coverage depends on the options you choose. Check your details anytime on My Page.

Frequently Asked Questions:

How long does Child Insurance cover your child?

Child Insurance covers your child until they turn 18. After that, we recommend taking out an Accident Insurance policy.

Read more about IDA Accident Insurance (purchased before 1.6.2023)

Read more about IDA Accident Insurance (purchased after 1.6.2023)

Which coverage amount should you choose?

Choose a permanent disability coverage of at least DKK 1.5 million.

What counts as a permanent disability injury?

The insurance covers both physical and psychological disabilities of 5% or more.

Physical disability: Lasting physical impairments after an accident, such as injuries from sports, traffic, or falls.

Psychological disability: Applies if your child experiences trauma because a close family member suffers severe injury, faces latent danger, or dies in an incident like a car accident, drowning, or home robbery.

Read the insurance terms for complete details.

What is the difference between Child Insurance and Child Accident Insurance?

We replaced Child Accident Insurance with Child Insurance because the new plan gives your child better coverage.

See how Child Insurance compares to the previous Child Accident Insurance.

Does the school or other institutions cover my child?

No. Public accident insurance no longer exists. That makes private accident insurance more important than ever.

Child Insurance protects your child 24/7 - at school and everywhere else.

Does Child Insurance cover extreme sports?