Child insurance

Your child is entitled to compensation in case of permanent disability, leveled 5% or more and due to an accident.

The insurance covers expenses of dental injuries due to accident. Treatment expires when your child turns 25 years.

The insurance offers 50.000 DKK, as funeral assistance, if your child passes away due to accident before turning 18 years of age (the amount is not index regulated).

The insurance covers all sports - also extreme sports, i.e. those considered as dangerous. You do not need to worry whether your child is covered. This coverage is valid until your child turns 18 years.

The insurance covers expenses if you need treatment from a chiropractor or physical therapist (if your child suffers an accident covered by the insurance). Your child is also entitled to consult a psychologist, up to 20 hours.

The insurance covers necessary expenses for transport from the accident site to the treatment site.

This coverage offers one time payment of 116,098 DKK (2023) if your child gets one of the following critical illnesses: 

• Epilepsia
• Meningitis caused by bacteria (Encephalitis)
• Effects of borrelia infection or Tick Borne Encephalitis (TBE)
• Rheumatoid arthritis
• Specific types of cancer
• Chronic renal failure
• Cystic fibrosis (muscoviscidosis)
• Calves-Legg-Perthes

Your child is entitled to higher compensation, as follows, in case of permanent disability (min. 5 %) due to an accident:

Double compensation
Your child is entitled to double compensation in case of minimum 30% permanent disability. The insurance is 1 mio. DKK, this means 2 x 300.000 DKK in estimated compensation.

Extra disposable financial assistance
We pay an extra amount of money if your child suffers a permanent disability of 30% or more. The amount is 116,098 DKK (2023)

Eye and ear coverage
We offer a higher compensation if your child suffers a sight or hearing disability due to accident (considered that your child already has an eye or ear disability).

Amputation
Your child is entitled to higher compensation in case of amputation of certain body parts.

The insurance offers quick access to a private clinic or hospital if your child gets sick or suffers an accident. In this way you avoid waiting time of public service. This covers:

• Examination and treatment
• Drugs during hospitalisation
• Post examination
• Second opinion
• Pain and allergic clarification
• Transportation
• Abuse treatment
• Consultation (phychologist and psychiatrist)
• Somatic treatment (chriropractor and physical therapist)

You get a one time payment if your child gets a covered chronic illness.

Check out the list of illnesses on the insurance terms and conditions file (In Danish)

The coverage also offers:

• Hospital compensation
• Cleaning assistance
• Coverage of transportation expenses related to scheduled treatment of the disease.

If your child gets a broken arm, we make one time payment of DKK 11,609 (2023). 

This option covers dental treatment if your child suffers dental trauma caused by a foreign element in food.

This coverage offers you help in the following cases:

• Hospital compensation
• Coverage of transport expenses to arranged treatment
• Cleaning assistance