Child insurance

Give your children a good start in life with this insurance. You have 3 options - minimum, basic and super along additional coverages.
Child insurance minimum is for free the first year of your baby's life
Child insurance protects your child 24/7 - including at school and/or institutional settings. Previously, your child was covered by a public insurance, but this is not the case anymore. It is therefore crucial to take out a private accident insurance that covers your child in case of accident and illness.

The first year of your child's life is free of cost
Choose child insurance minimum and get it for free the first year of your child's life.

Coverage 24/7
The insurance covers your child around the clock, including at school and other institutional settings.

Increase security
Super includes accident and health insurance in one package.
The insurance covers
The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.
Child insurance |
Minimum |
Basic |
Super |
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Permanent disability
Your child is entitled to compensation in case of permanent disability, leveled 5% or more and due to an accident. |
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Dental damage
The insurance covers expenses of dental injuries due to accident. Treatment expires when your child turns 25 years. |
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Funeral assistance
The insurance offers 50.000 DKK, as funeral assistance, if your child passes away due to accident before turning 18 years of age (the amount is not index regulated). |
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Sport
The insurance covers all sports - also extreme sports, i.e. those considered as dangerous. You do not need to worry whether your child is covered. This coverage is valid until your child turns 18 years.
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Treatment expences
The insurance covers expenses if you need treatment from a chiropractor or physical therapist (if your child suffers an accident covered by the insurance). Your child is also entitled to consult a psychologist, up to 20 hours. |
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Transport expences
The insurance covers necessary expenses for transport from the accident site to the treatment site. |
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Critical illness
This coverage offers one time payment of 116,098 DKK (2023) if your child gets one of the following critical illnesses:
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Permanent disability extensive disability
Your child is entitled to higher compensation, as follows, in case of permanent disability (min. 5 %) due to an accident: Double compensation Extra disposable financial assistance Eye and ear coverage Amputation
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Health
The insurance offers quick access to a private clinic or hospital if your child gets sick or suffers an accident. In this way you avoid waiting time of public service. This covers:
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Illness
You get a one time payment if your child gets a covered chronic illness. Check out the list of illnesses on the insurance terms and conditions file (In Danish) The coverage also offers:
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Immediate compensation for bone fractures and similar
If your child gets a broken arm, we make one time payment of DKK 11,609 (2023). |
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Chewing Injuries
This option covers dental treatment if your child suffers dental trauma caused by a foreign element in food. |
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Extended help in case of accident
This coverage offers you help in the following cases:
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The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.