Eight good reasons why you should switch to our Car Insurance

We have launched a better version of our existing Car Insurance. To get it, you must switch to the new insurance product yourself - read here why and how to do it.

Eight good reasons why you should switch to our new Car Insurance
We will not change your current insurance policy. It doesn't happen automatically, so you need to do it yourself.But if you do, you'll get all the new benefits when you switch. And what advantages are that you might ask. The answer is that we have improved the existing insurance coverage and introduced new insurance add-ons. It sounds a bit abstract, so we would like to put it into more words.Here are the eight good reasons to switch to the new IDA Car Insurance, and if you would like to change, please, contact us by phone or email.Contact IDA Forsikring

1. Liability Insurance includes Driver Coverage

Our new Car insurance includes Driver Coverage in Liability. If you, as the driver of your vehicle, suffer an injury in a traffic accident. Driver Coverage covers as follows:
  • Permanent disability
  • Medication & Treatment
  • Pain and suffering
  • Loss of earnings
  • Loss of future earning capacity
  • Dental damage
Driver Coverage also protects your family. It also covers the financial loss of a family provider and offers funeral aid.Learn more about Driver Coverage

2. Comprehensive covers the value of the extra equipment you add to your vehicle

Comprehensive covers optional equipment installed before or after purchase, with an insured sum up to DKK30,000 on dismantled tyres and rims, which you can increase if necessary.

3. New option for insurance of your electric or hybrid car

It is for owners of electric or hybrid cars. Electric and Hybrid Car covers charging cables, adapter and even your EV charging station if necessary. It protects loose cables and adaptors against theft, vandalism, fire, weather, collision, and sudden damage.The insurance also secures the EV charging station against theft, fire, lightning, short circuit, and traffic collision.You can choose this insurance add-on if you have Comprehensive and no excess applies on Electric and Hybrid Car coverage, which you can also add if you have a leased electric and hybrid car.

4. Auto Glass Parts covers the panoramic sunroof

This insurance add-on covers damage to the panoramic sunroof without insurance excess. It also covers the repair of rock windshield chips without insurance excess applying – however, a compulsory insurance excess of DKK1,500 applies when a complete replacement of the windshield is necessary. If attached to the panoramic sunroof, a single insurance excess applies for both.

5. Parking Lots Accidents covers damage with no amount limit and is optional for leased cars

There is no longer an amount limit on Parking Lot damages. On our previous Car Insurance, the amount limit was DKK15,000.This new insurance add-on also covers leased cars without insurance excess applying. We cover hit-and-run damages when your vehicle is legally parked.

6. Add Engine Damage to your insurance policy

This insurance add-on does not only cover engine damage, but it also covers failure of mechanical and electronic parts.The annual insured sum is up to DKK50,000 until the car reaches a mileage of 175,000 km or is eight years old from the first registration date.Please note that this insurance add-on goes into effect three months after you buy it. Please note that you cannot add it to your policy if you have a leased car.

7. Add Car Depreciation and get a loan car in case of total loss or theft

You can keep the loan car for up to 14 days after you have received your compensation.If your car is less than two years old, you will receive compensation equal to the price of a new car.Regardless of the age of the vehicle, you will get a 15% supplement in addition to your indemnification. However, the supplement cannot exceed DKK30,000.

8. You can now tailor your Car Insurance with our new insurance add-ons

Our new insurance add-ons help you design better and personalised insurance coverage. Please check out and add coverage with other options like Car Key, Misfuelling, Car Loan Extended, and Trailer. You can see a full overview of the coverages without excess in section 8 of the insurance terms.Click here to learn more about our insurance add-ons.

Table of contents

1. Liability Insurance includes Driver Coverage

2. Comprehensive covers the value of the extra equipment you add to your vehicle

3. New option for insurance of your electric or hybrid car

4. Auto Glass Parts covers the panoramic sunroof

5. Parking Lots Accidents covers damage with no amount limit and is optional for leased cars

6. Add Engine Damage to your insurance policy

7. Add Car Depreciation and get a loan car in case of total loss or theft

8. You can now tailor your Car Insurance with our new insurance add-ons

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