Discover one of the most affordable car insurance on the market

Liability insurance helps cover third-party claims of property damage or bodily injury. It is an important form of insurance protection because it provides compensation for injuries to others and for damage your vehicle causes to another person's property if you are at fault in an accident.

Driver Cover protects if you (as the driver of your car) get hurt in an accident:

• Permanent disability
• Medication and treatment
• Pain and suffering
• Loss of earnings
• Loss of future earning capacity
• Dental damage

Read more about Driver Coverage.

Your family also benefits from this coverage, which includes coverage for the loss of a family provider and funeral aid.

Liability Insurance includes Driver Coverage as part of the insurance agreement.

Fire and explosion 

It protects against damage to your car if a fire or explosion occurs.

Theft 

It provides coverage if someone steals your car.

Total loss 

If you've been in an auto accident and your car is totalled (also called total loss), it means your vehicle isn't repairable or costs more to fix than it's worth. Vandalism could be another reason.

Break-ins, theft, and damage 

It covers damage that may occur with car break-ins and theft of items from the car.

Breakdown coverage abroad (Roadside Assistance Europe) 

It covers certain costs related to an accident or mechanical failure when you drive in Europe.

Read more about what Roadside Assistance Europe covers.

Legal aid

It provides coverage when a dispute between two parties in an accident needs a court settlement: It covers your expenses for the trial, but it's a prerequisite that you can reasonably win the dispute.

Optional equipment 

It covers extra equipment in your car up to DKK30,000, for instance, tyres and rims. You can increase the insured sum if you want to. 

Number plates insurance 

It covers the theft of one or both number plates. If you have Comprehensive coverage, we will not charge you an insurance excess if you can present documentation of your expenses for replacing and mounting the new plates.

It covers power cables, adapters, and even your EV charging station if you need to insure it. No insurance excess applies, and you need Comprehensive coverage to add it.

The insurance also covers leased electric and (plug-in) hybrid cars.

As the owner of an electric or hybrid car, you automatically get the Electric and Hybrid Car coverage with protection against theft of loose charging cables and adapters.

This insurance add-on is beneficial if you lease a car (the leasing period expands from six to 48 months). For instance, Tryg Leasing will cover minor claims not exceeding DKK6,000 (including VAT) – yet a total amount of DKK30,000 for several small claims together. Excess is DKK 3,500 and is deducted once also in case of several claims.

Generally, the dealer doesn't refund your initial leasing payment if someone steals your car or it is a total loss. Tryg Leasing offers a full or partial refund for up to four years from the date you signed a leasing contract.

How to add Tryg Leasing to your policy?

If you wish to add Tryg Leasing, please call us at 70 21 01 91 or write to us - and we will give you a quote.

To buy this insurance add-on, you need Comprehensive coverage. The leased car should have a white registration plate and be no more than four years old. Please pay particular attention to the fact that the option must have been in effect for at least six months to be entitled to coverage.

Avoid paying the excess on your insurance policy if you suffer damage to your car, e.g. due to:

1. Fire, lightning, and explosion
2. Theft, robbery, and vandalism
3. Fallen objects
4. Collision with animals
5. Mice, martens and rats in engine compartments or interiors

This add-on also covers the excess insurance you pay in advance for a loan car at Tryg workshops.

It covers the repair of windshields, mirrors, lights, and panoramic sunroofs without applying the excess to your insurance policy. However, an insurance excess of DKK 2,000 applies if the windshield and the panoramic sunroof -if connected to the windshield- need replacement.

Avoid paying the excess if someone damages your parked car and leaves the scene. This cover applies when your car is legally parked and is damaged while you are away.

You need Comprehensive cover to add this option. The cover is also available for leased vehicles.

It covers repairs for punctures, cracks, and blowouts, among others. If a tyre repair is impossible, you will receive a new equivalent tyre.

We cover up to DKK 10,000 per damage. Insurance excess doesn't apply.