Senior accident insurance bought before 1 June 2023

If you practice extreme sports (see examples below), because you are a member of a club or association, please take out extreme sports and get compensation in the event of an accident.

Examples of extreme sport:

Any kind of motorbike or horse racing
Martial arts such as boxing and karate
Rock climbing or rappelling
Parachute of all species, hang. gliding and kite flying
River rafting

Check out the list of extreme sports.

You receive immediate compensation if you accidentally get a fracture, completely or partially torn ligament in knees, a completely torn Achilles tendon or a meniscus in your knee. Bone fractures are covered in the following cases:

• collar bone
• shoulder
• upper and forearm
• elbow
• intermediate (the part of the hand between the wrist and fingers)
• back
• pelvis
• hips
• thigh and lower legs
• middle foot (the part of the foot between the uncles and the toes)

The insurance does not cover the following bone fractures:

• fingers
• toes
• isolated ligament injuries
• other bones and skeletal parts not previously mentioned

With this option you can get a higher compensation if you get a permanent disability after facing an accident. For example, your compensation will be doubled in disabilities over 30 pct. and increase of compensation in case of:

• 100 pct. loss of vision
• 75 pct. loss of hearing

Amputation based on a specific percentage for each part of the body
Remember that you have to buy this coverage before you turn 70 years.

If you are hospitalized, you will be able to get additional aid by taking this option.

• You can receive a hospital compensation of DKK 300 per day for up to 12 months.
• You can get cleaning assistance for at least two hours per time for up to 20 hours.

If you are very unlucky and get a lasting injury (also called permanent disability) in your knee after an accident, you can get compensation. Normally, we first cover his type of injuries after a permanent disability of at least 8 pct. has been diagnosed, but this option offers you coverage already from 5 pct.

If we have been notified that you have registered a motorcycle, moped, scooter or similar, you are then covered for permanent physical disability after an accident. This is assuming you do not use the machine as part of your business.