How does the index adjustment affect your insurance policies?

Index adjustment is carried out annually, whereby premiums, sums insured, and deductibles are indexed to keep pace with general inflation in Denmark. The indexing is based on the wage index for private-sector employees, as calculated by Statistics Denmark.

Adjustments to premiums take effect from the first due date of the year, while adjustments to sums insured and deductibles take effect on 1 January. Please note, however, that not all sums insured and deductibles are subject to indexing.