Travel Insurance bought before June 1, 2022.

Here you can read how your Travel Insurance purchased before June 1 covers and download the terms and conditions of the insurance. 

The form or diagram is an illustrative model and an extract from the insurance terms and conditions. The amount of compensation in an approved insurance claim follows the regulations stated in the insurance terms and conditions.

Travel insurance

If you only travel in Europe, you can limit your coverage to EU/EEA countries. It includes Switzerland and Great Britain. See the list of countries covered by Europe coverage.

If you are traveling to a country that is not on the list, then you need Worldwide coverage.

Europe (inkluces Switzerland and Great Britain)


The insurance covers trips lasting up to 60 days. In the FAQ section, you can read what you should do if you plan to travel for more than 60 days. 

Remember to bring your Blue EU Health Insurance Card if you are heading to one EU / EEA country.

Trips lasting up to 60 days.

Trips lasting up to 60 days.

The insurance can cover your household: you, your partner, children, and up to two more people sharing your official residence. Your insurance must state the number of people in your household to guarantee coverage.

Check on My Page how many people are registered and contact us if the number is incorrect.

The insurance also covers your partner/spouse and children when they travel without you (policyholder). 

The household


The insurance covers if you get sick or injure on your trip and need treatment, medicine, a doctor or hospital.

You are entitled to receive treatment at a private hospital if:

  • The doctor estimates that treatment at a public hospital is insufficient
  • If a private hospital is the only option
  • When we consider that the nearest public hospital is too far away

You are covered if you have to interrupt your vacation and go home because a family member in Denmark falls seriously ill, suffers an injury, or dies.

You are also covered if you need to get home because of one of the following reasons:

  • Fire, explosion, or flood
  • Home- or business break-ins (only if notified to the police)


It covers transport to a hospital or home in case of illness, injury, and death during your holidays. Please be aware that our doctor must first approve home transportation.

I you get seriously ill or injured, you can get help from home. This means that the escort from home can stay with you, for instance, during hospitalization.

How you can get a patient escort:

  • All insured travelling companions can escort you, unless you wish somebody else from home.
  • You can get one, even if your fellow traveler also needs one.
  • A covered travelling companion can apply for a call of an escort if you do not call for two patient escorts from home.

You are insured up to a radius of 50 km to search from the place you last seen. You are also entitled to be rescued once you have been located.


You are covered if an incident occurs on your journey that requires evacuation. For example:

  • War or prelude to war.
  • Epidemics.
  • Incidents that can be considered terrorism.

Evacuation and transport home to Denmark is necessary when the Ministry of Foreign Affairs in Denmark recommends evacuation.

You and any relatives can reimburse your expenses for psychological crisis counselling on the spot or after returning home.

You are covered if your luggage is delayed for more than five hours.

You are covered if you participate in activities that can be categorized as Extreme sports. If you are in doubt about your specific situation, please contact us.

For instance, you can get coverage during the following activities:

  • Climbing
  • Boxing
  • Diving
  • Parachuting
  • Paragliding
  • Kitesurfing
  • River rafting

See the list of all activities categorized as Extreme sports.


In case of unexpected events you are financially secured with an extended travel insurance. In case of late attendance, delayed transportation and compensation for damage to the rented holiday accommodation.

If you are going on a skiing holiday, the basic coverage does not include compensation for an entire ruined holiday or some ruined travel days. However, if you add this option to your current cover, you will be entitled to compensation for a completely ruined holiday or just some travel days. For instance, if you are injured while skiing or snowboarding.

The option covers, for instance, if you get a permanent disability, dental trauma, suffer a violent assault or die. Please note that this option only covers abroad. As an alternative, you should consider taking out an accident insurance, which offers you coverage both in Denmark and abroad.

You are covered if you have to cancel your trip due to illness or injure right before your trip. You can also cancel your trip if there is war or terror in the country you are visiting, or if you get sacked from work, you are getting divorce or simply have to reschedule your exams during your trip. Please note that Cancellation does not cover if you purchased this optional covering less than 12 days before traveling.

Read more about cancellation insurance

Do you have travel insurance purchased after 1.6.2022?

Learn more about the new IDA Travel Insurance.

Where does the old travel insurance cover? (bought before 1.6.2022)

If your insurance coverage is limited to Europe (EU/EEA countries), the policy will provide coverage in the following countries:

Andorra, Austria, Azores, Belgium, Bulgaria, Czech Republic, Cyprus (Greek part), Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Isle of Man, Ireland, Iceland, Italy, Canary Islands, Channel Islands, Croatia, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, and Vatican City.

Please note that the European cover does not include Turkey.

In addition, you need Worldwide cover if the country or region you wish to visit does not appear on the list.