Get financial security with supplemental unemployment insurance
With supplemental unemployment insurance from IDA Forsikring, you can bolster your financial security by supplementing your unemployment benefits with additional assistance.
Reasons to Consider Supplemental Unemployment Insurance
Supplemental unemployment insurance offers financial support, helping you manage your job search more effectively. Here are three key reasons to consider this coverage.
Receive 90% of your salary
Supplemental unemployment insurance gives you financial security when regular unemployment benefits fall short. You can receive up to DKK 60,000 or 90% of your salary, providing essential support during tough times.
Avoid life-changing disruptions
A sudden drop in income can force significant life changes, like selling your car or even your home. Supplemental unemployment insurance helps you stay financially stable during uncertain times and avoid these disruptions.
Time to find the right job
With supplemental unemployment insurance, you can concentrate on finding the right job without worrying about finances. Our comprehensive outplacement programme supports you every step of the way.
Extra advantages of supplemental unemployment insurance
Supplemental unemployment insurance offers additional benefits, providing enhanced financial security during periods of unemployment.
- Receive a tailored career plan through our outplacement programme, guiding you toward new professional opportunities.
- Ensure continued financial stability with the potential to receive up to 12 consecutive payments during unemployment.
- Enjoy extended protection with supplemental unemployment insurance for up to 36 months.
High living expenses can prompt a swift return to the job market without this coverage, potentially leading to undesirable choices due to financial constraints. Supplemental unemployment insurance helps you avoid such situations.
Get Supplemental Unemployment Insurance - Quickly and Easily
If you want to switch to supplemental unemployment insurance through IDA Forsikring, it's easy to do so. Click the link below to initiate the process.
Essential information about IDA Supplemental Unemployment Insurance
Our supplemental unemployment insurance, provided through Topdanmark, offers convenient management through the My Topdanmark portal.
However, it's worth knowing that the insurance comes with certain conditions. Here's what you need to know:
- You won't be covered if you resign.
- Coverage doesn't apply if you were aware of your termination when you took out the insurance.
- Termination due to a pre-existing illness or an accident you knew about during insurance purchase is not covered.
- Self-employed individuals are not eligible for coverage.
- Job loss within six months after taking out the insurance is not covered.
- Uninterrupted employment for at least 12 months before unemployment is required.
- For instance, the unemployment insurance fund considers you responsible for your termination due to workplace theft.
- Your temporary employment contract is ending.
Requirements for Supplemental Unemployment Insurance
IDA Forsikring offers supplemental unemployment insurance in collaboration with Akademikernes A-kasse (AKA). That's why you must be a member of either IDA or AKA to take out supplemental unemployment insurance.
If you are solely an AKA member without IDA affiliation, you must complete the application for supplemental unemployment insurance through AKA's website; IDA Forsikring does not handle this process.
In addition, the following requirements apply:
- You must be between 18 and 60 years old when you apply for insurance, and you must take it out before you turn 59 years and 11 months.
- It is mandatory to work at least 16 hours per week to be eligible for supplemental unemployment insurance.
- To receive benefits, you must be a Danish unemployment insurance fund member.
- If your cohabitant wishes to obtain supplemental unemployment insurance, you must hold one or more insurance policies with IDA Forsikring.
You can read more about the requirements here and understand the coverage provided by our supplemental unemployment insurance.
What does IDA Supplemental Unemployment Insurance cover?
Example: how much can you receive?
Previous/present salary | DKK 38,000 |
Salary minus Labour Market Contributions (AMBI) | DKK 34,960 |
90 % of previous salary minus AMBI | DKK 31,464 |
Unemployment benefit (highest rate 2026) | DKK 22,041 |
Amount that you can receive in salary insurance | DKK 9.423 |
Recommended coverage when established | DKK 9.423 |
Terms and Conditions & product information
Supplemental Unemployment Insurance
The following terms and conditions apply to IDA Supplemental Unemployment Insurance.
Partner:
Topdanmark
Terms and Conditions & product information
Supplemental Unemployment Insurance
The following terms and conditions apply to IDA Supplemental Unemployment Insurance.
Partner:
Topdanmark
Read more:
Contact
Call or write to IDA Forsikring
Would you like to request for insurance or have any questions?
Phone:
70 21 01 91Sunflower line:
33 18 98 86