Affordable supplemental unemployment insurance
Losing your job and sudden loss of income can have profound consequences. IDA Forsikring offers supplemental unemployment insurance, providing you with up to 90% of your current salary. This insurance ensures your financial security,
Why you need supplemental unemployment insurance
Supplemental unemployment insurance provides a financial cushion, allowing you to navigate your job search without unnecessary strain. Here are three compelling reasons to consider this coverage.
Receive 90% of your salary
Supplemental unemployment insurance ensures financial security when regular unemployment benefits fall short. You can receive up to DKK 40,000 or 90% of your salary, providing essential support during challenging times.
Avoid life-changing disruptions
Facing reduced income brings significant life changes, such as selling assets like your car or house. Supplemental unemployment insurance helps you avoid such upheavals, providing stability during uncertain periods.
Time to find the right job
With supplemental unemployment insurance, you can focus on finding the right job without the added stress of financial concerns. Our inclusive outplacement programme is designed to support job seekers throughout their journey.
Extra advantages of supplemental unemployment insurance
Supplemental unemployment insurance provides additional perks, providing enhanced financial security during unemployment.- Receive a tailored career plan through our outplacement programme, guiding you toward new professional opportunities.
- Ensure continued financial stability with the possibility of receiving up to 12 consecutive payments during unemployment.
- Enjoy extended protection with supplemental unemployment insurance for up to 36 months.
Simplify the process with IDA Forsikring
If you want supplemental unemployment insurance through IDA Forsikring, it's easy to switch. Click the link below to initiate the process.Essential information about IDA Supplemental Unemployment Insurance
Our supplemental unemployment insurance, provided through Topdanmark, offers convenient management through My Topdanmark.However, it's worth knowing that the insurance comes with certain conditions. Here's what you need to know:- You won't be covered if you resign.
- Coverage doesn't apply if you were aware of your termination when you took out the insurance.
- Termination due to a pre-existing illness or an accident you knew about during insurance purchase is not covered.
- Self-employed individuals are not eligible for coverage.
- Job loss within six months after taking out the insurance is not covered.
- Uninterrupted employment for at least 12 months leading up to unemployment is a requirement.
- For instance, the unemployment insurance fund considers you responsible for your termination due to workplace theft.
- You have a contract that is ending for temporary employment.
Requirements for Supplemental Unemployment Insurance
IDA Forsikring offers supplemental unemployment insurance in collaboration with Akademikernes A-kasse (AKA). That's why you must be a member of either IDA or AKA to take out supplemental unemployment insurance.If you are solely an AKA member without IDA affiliation, the application for supplemental unemployment insurance must be completed through AKA's website; IDA Forsikring does not facilitate this process.In addition, the following requirements apply:- You must be between 18 and 60 years old when applying for insurance, and it must be taken out before you turn 59 years and 11 months.
- It is mandatory to work a minimum of 16 hours per week to be eligible for supplemental unemployment insurance.
- To receive benefits, you must be a Danish unemployment insurance fund member.
- If your cohabitant wishes to obtain supplemental unemployment insurance, you must hold one or more insurance policies with IDA Forsikring.
What does IDA Supplemental Unemployment Insurance cover?
Example: how much can you receive?
Previous/present salary | DKK 38,000 |
Salary minus Labour Market Contributions (AMBI) | DKK 34,960 |
90 % of previous salary minus AMBI | DKK 31,464 |
Unemployment benefit (highest rate 2023) | DKK 19,728 |
Amount that you can receive in salary insurance | DKK 11,736 |
Recommended coverage when established | DKK 11,736 |
Terms and Conditions & product information
Supplemental Unemployment Insurance
The following terms and conditions apply to IDA Supplemental Unemployment Insurance.
See policy: Log on Min lønsikring at Topdanmark
Download terms and conditions (in Danish)
Download product information (in Danish)
Partner:
Topdanmark
Terms and Conditions & product information
Supplemental Unemployment Insurance
The following terms and conditions apply to IDA Supplemental Unemployment Insurance.
Partner:
Topdanmark
Questions & answers
FAQ Supplemental Unemployment Insurance
Find answers to commonly asked questions about IDA Forsikring's Supplemental Unemployment Insurance, including coverage and additional options.
Read more
Contact
Call or write to IDA Forsikring
Would you like to request for insurance or have any questions?
Phone:
70 21 01 91Contact us
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Become a member of IDA
As a member of IDA, you can receive up to a 30% discount on your insurance policies with IDA Forsikring.
Become a member