Get financial security with Supplemental Unemployment Insurance
If you lose your job through no fault of your own, Supplemental Unemployment Insurance from IDA Forsikring can help provide greater financial security while you look for your next opportunity.
Reasons to Consider Supplemental Unemployment Insurance
Supplemental unemployment insurance offers financial support, helping you manage your job search more effectively. Here are three key reasons to consider this coverage.
Receive 90% of your salary
Supplemental unemployment insurance gives you financial security when regular unemployment benefits fall short. You can receive up to DKK 60,000 or 90% of your salary, providing essential support during tough times.
Avoid life-changing disruptions
A sudden drop in income can force significant life changes, like selling your car or even your home. Supplemental unemployment insurance helps you stay financially stable during uncertain times and avoid these disruptions.
Time to find the right job
With supplemental unemployment insurance, you can concentrate on finding the right job without worrying about finances. Our comprehensive outplacement programme supports you every step of the way.
More benefits with Supplemental Unemployment Insurance
Supplemental Unemployment Insurance gives you greater financial security if you lose your job. It also comes with several additional benefits:
- access to an outplacement programme with personalised career guidance and an action plan;
- up to nine consecutive monthly payments; and
- cover for up to 36 months.
Without Supplemental Unemployment Insurance, a loss of income may make it more difficult to maintain your current lifestyle and financial commitments. Supplemental Unemployment Insurance gives you greater financial security, so you have more time to focus on finding the right next step in your career.
Getting Supplemental Unemployment Insurance is easy
If you would like Supplemental Unemployment Insurance through IDA Forsikring, switching is simple. Just follow the link below.
Important information about our Supplemental Unemployment Insurance
Topdanmark provides our Supplemental Unemployment Insurance. You can log in to My Topdanmark to manage your policy.
There are situations in which the insurance does not provide cover, including if:
- you resign from your job voluntarily;
- you are aware of an upcoming redundancy when you take out the insurance;
- you are dismissed due to an illness or injury that you were aware of when you took out the insurance;
- you are self-employed;
- you lose your job within nine months of taking out the insurance;
- you have not been continuously employed for the 12 months preceding unemployment;
- your unemployment is considered self-inflicted by your unemployment fund, for example due to theft in the workplace; or
- a fixed-term employment contract expires.
What are the eligibility requirements?
IDA Forsikring offers Supplemental Unemployment Insurance in partnership with Akademikernes A-kasse. To take out the insurance, you must be a member of either IDA or Akademikernes A-kasse.
If you are a member of Akademikernes A-kasse but not IDA, you must apply through their website rather than through IDA Forsikring.
You must also meet the following requirements:
- be between 18 and 60 years old when taking out the insurance (the policy must be purchased before you reach the age of 59 years and 11 months);
- work at least 16 hours per week;
- be a member of a Danish unemployment fund (A-kasse); and
- if your partner wishes to take out Supplemental Unemployment Insurance, you must already have one or more insurance policies with IDA Forsikring.
You can read more about the eligibility requirements here and learn how our Supplemental Unemployment Insurance covers you below.
How Supplemental Unemployment Insurance covers you:
Example of how much cover you can get:
Salary (gross salary including commission, bonus, company car and company phone) | DKK 38,000 |
Salary after Labour Market Contribution (AMBI) | DKK 34,960 |
90% of previous salary after Labour Market Contribution | DKK 31,464 |
Unemployment benefits (highest rate in 2026) | DKK 22,041 |
Amount you can receive from Supplemental Unemployment Insurance | DKK 9.423 |
Recommended cover when taking out the insurance | DKK 9.423 |
Terms and Conditions & product information
Supplemental Unemployment Insurance bougth after 09.12.2025
The following terms and conditions apply to IDA Supplemental Unemployment
Partner:
Topdanmark
Terms and Conditions & product information
Supplemental Unemployment Insurance bougth after 09.12.2025
The following terms and conditions apply to IDA Supplemental Unemployment
Partner:
Topdanmark