Questions: Holiday Home Insurance

Find out what household insurance is, and get great advice and guidance on what the insurance covers. We help you make sense of it all, so that you choose the right cover.

What is a holiday home insurance?

Your summer or holiday home is the place to be for long week-ends and relaxing holidays – a gorgeous oasis away from the stresses and strains of everyday life.

Get more info.

Does the insurance apply if I rent out my holiday home?

It is covered when you rent out through an agency (e.g Airbnb). However, if you rent out your holiday home without using an agency, we cannot insure it.

Is there depreciation on pipes?

There is no premium reduction on pipelines if these are less than 20 years old. If the pipes are 20 years or older, only 70% of the price of the pipes will be replaced minus your chosen excess.

Can I take out insurance that covers if I build a new holiday home?

Yes, you take out a holiday home insurance that already covers while the construction is on. You can choose to buy cover for Fire Damage, as well as Storm Damage (part of the basic coverage).

In the case of construction, however, we always recommend buying an construction insurance.

Read more about construction insurance.

Does holiday home insurance cover home contents?

No, it doesn't. However, you can choose to secure your home contents with the additional option 'home contents insurance for holiday homes'. If you wish to add or remove an option to your existing holiday home insurance, you can do so through My Page. You will also be able to see how this option affects you premium.