Holiday home insurance

Your holiday home requires full-time care, including with regard to insurance. When you take out Holiday home insurance, you can choose whether to only insure the house itself or also insure the contents.



Having Holiday home insurance means you don’t need to worry when the holiday home is left empty. Choose whether to insure only the house or the house with its contents. The insurance policy covers many things that you might not think of in everyday life. You can also supplement your policy with supplementary coverage to insure your house against insects, mould and pipe leaks.

Renting out your holiday home

Renting out your holiday home

Your holiday home is also covered if you choose a bureau to rent out your holiday home.

Good price and coverage

Good price and coverage

Take out insurance at a good price and shape it suiting your needs.

Excellent optional coverages

Excellent optional coverages

Basic coverage covers fire damages. You can choose among several optional coverages.

The insurance covers

The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.

Holiday home insurance
Coverage

Fire insurance covers the type of damage that occurs as a result of direct lightning strikes or short circuits. Note that if you have a loan on the house, fire insurance is a mandatory requirement.

Option

Building- and property insurance includes the following:

  • Extended insurance (other sudden damage) - cover unforeseen damage to your daily life – for example, if you lose a bucket of paint on the wooden floor.
  • Glass and sanitary insurance - covers glass and sanitary damages - for example, windows, bathtubs and ceramic hobs.
  • Legal assistance - covers expenses for a lawyer, for example a disagreement about who is responsible for an injury.
  • Homeowners liability - covers if you as owner of building and property injures other people or damage their belongings.

The insurance covers damage to woodwork or walls that is caused by fungal attack. The insurance also covers if the damage is due to wood-destroying insects. Damage caused by rot that is significant for the timber’s bearing capacity and/or functionality, is covered. Note that there is a deductible of DKK 2,500 for each claim for rot damage.

The insurance covers repair and reimbursement costs in case of damage due to breakages on a pipeline. If you choose to supplement with 'extended line damage incl. pipe and cable insurance', you do not need to choose pipe and cable insurance.

The insurance covers your home contents at your holiday home - including personal belongings, furniture and everything that falls within what you normally would consider having in a summer and vacation home. The insurance covers home contents if damaged in connection with fire, short circuit, lightning, burglary, storm and flooding.