What is supplemental unemployment insurance?

If you’re a member of an unemployment fund, you are entitled to jobseeker’s allowance if you lose your job. For many families, job seeker’s allowance is not enough to cover their outgoings. Solve this with supplemental unemployment insurance.

Many unemployment funds and insurance companies offer supplemental unemployment insurance. How much you receive and when you are covered varies enormously. Below you can what IDA Forsikring’s supplemental unemployment insurance covers.

When is it worth buying supplemental unemployment insurance?

There are some questions you should ask yourself if you are thinking about supplemental unemployment insurance.Would I be able to live off job seeker’s allowance for a longer period of time?
Will job seeker’s allowance cover my fixed monthly costs?
Is it important to me to have a stable income, or can I live on less money should I loose my job?
Have I worked without interruptions for a minimum of 12 months? (this is a requirement for receiving supplemental unemployment insurance)

What does supplemental unemployment insurance cover?

Supplemental unemployment insurance is an extra financial safety net should you become involuntarily unemployed. The insurance will pay you a monthly sum. How much you receive depends on:
Your salary
Which cover you have chosen.
The insurance company or unemployment fund – some cover up to 80 % of your salary, while others cover 90 % (IDA Forsikring).

How much can I get covered?

How much you can get covered depends on where you buy the insurance. This is an example of how much you can get covered if you choose IDA Forsikring's supplemental unemployment insurance.

Previous/current salary: DKK 40,000

Salary minus labour market contribution (AMBI)	DKK 36,800
90 % of former salary minus AMBI	DKK 33,120
Unemployment benefit (highest rate 2023)	DKK 19,728
Amount you can get in supplemental unemployment insurance	DKK 13,392
Recommended coverage	DKK 13,392
Total payment per mount	DKK 33,120
Price per month	DKK 258

Table of contents

When is it worth buying supplemental unemployment insurance?

What does supplemental unemployment insurance cover?

How much can I get covered?

Overview

Supplemental Unemployment Insurance

Learn about the essential coverage aspects of IDA Forsikring's Supplemental Unemployment Insurance through an overview.

FAQ Supplemental Unemployment Insurance

Find answers to commonly asked questions about IDA Forsikring's Supplemental Unemployment Insurance, including coverage and additional options.

Contact

Call or write to IDA Forsikring

Would you like to request for insurance or have any questions?

Phone:

70 21 01 91