Price and payment : supplemental unemployment insurance

Here you can find questions related to the price of your supplemental unemployment insurance and payments - for example, how much you get paid and when you get your first payment.

Price and payment - supplemental unemployment insurance

How to calculate your unemployment supplement?

The maximum you can get is 90% of your current gross salary excluding labour market contributions. Gross salary includes commission, bonuses, company car and phone.

Example: Compensation (salary DKK 40,000)

Salary minus Labour Market Contributions (AMBI)

DKK 36,800

90 % of previous salary minus AMBI

DKK 33,120

Public unemployment benefits (highest rate 2023)

DKK 19,728

Insurance compensation

DKK 13,392

Recommended insurance coverage

DKK 13,392

Total amount per month (benefits + compensation)

DKK 33,120

Price per month

DKK 258,00

Please remember that you can deduct the insurance premium from your taxes.

How long can I get insurance supplement?

You are entitled to three separate periods, each one consist of 12 consecutive months. This means that the total number of payments would not exceed 36 months. Please notice that you need to be employed for at least 12 months between the three periods as a precondition to enter a new period.

When do I receice my first supplemental payment?

  • Your supplemental unemployment insurance only applies six months after you took it out.
  • You cannot be unemployed or know in advance that you are going to lose your job during this period.
  • At the same time, you are required to be employed in your current job for 12 consecutive months (employment requirement).
You have an excess period of one month and the supplemental unemployment insurance is paid retrospectively. This means that two months must pass from your first day as unemployed before you receive your first insurance supplemental payment.

Do I get unemployment supplements from my Insurance while on vacation?

No, you will not receive unemployment supplements when you are on holiday. Remember to notify your holiday to Topdanmark - they will make sure to register your holiday.

How do I increase the sum insured of my existing supplemental unemployment insurance?

You can see your Supplemental Unemployment Insurance on "Mit Topdanmark".Login to Mit Topdanmark and check your Supplemental Unemployment Insurance.If you want to change the sum insured of your supplemental unemployment insurance, you can do so yourself via My TopDanmark. Here you can see your current coverage as well as how much it costs to regulate your coverage.Sign in to My TopdanmarkNew qualifying period
Please note that a new qualifying period of six months applies, but only for the amount by which you eventually increase your coverage.

Can I tax deduct my insurance?

The answer is yes, part of the insurance premium is deductible. Topdanmark - our partner with this product - sends a notification to SKAT. You do not need to take action in this matter.

Where can I check my Supplemental Unemployment Insurance online?

 

Table of contents

How to calculate your unemployment supplement?

How long can I get insurance supplement?

When do I receice my first supplemental payment?

Do I get unemployment supplements from my Insurance while on vacation?

How do I increase the sum insured of my existing supplemental unemployment insurance?

Can I tax deduct my insurance?

Where can I check my Supplemental Unemployment Insurance online?

Overview

Supplemental Unemployment Insurance

Learn about the essential coverage aspects of IDA Forsikring's Supplemental Unemployment Insurance through an overview.

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Questions & answers

FAQ Supplemental Unemployment Insurance

Find answers to commonly asked questions about IDA Forsikring's Supplemental Unemployment Insurance, including coverage and additional options.

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Contact

Call or write to IDA Forsikring

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