Motorcycle Insurance

IDA Forsikring offers a good insurance that fits your needs – regardless of weather you are an experienced motorcyclist or not.



Part of the joy of driving is having motorcycle insurance. Knowing that you're covered for your requirements gives you a sense of reassurance when you get onto your motorcycle. When you buy your insurance from us, you decide how you want it arranged.

The insurance covers

The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.

Liability insurance

What does the insurance cover?
Basic coverage

With a motorcycle insurance, you are covered for any injury you inflict on other people

If you damage someone else’s property, your Motorcycle Insurance will grant compensation to the other party involved. If you, for example, collide with a cyclist, it is the insurance that covers the cost of a new bike.

Comprehensive insurance

What does the insurance cover?
Basic coverage

The insurance covers if your motorcycle or additional accessories are stolen or damaged by theft or attempt of theft.

If the accident occurs, the motorcycle insurance gives you access to legal aid if you and the other party involved cannot agree and therefore the dispute needs to be taken in court. The insurance covers legal fees and other expenses in connection with the proceedings.

Tryg Roadside Assistance gives you, among other things, access to additional expenses for repatriation, unforeseen hotel stays, towage and the provision of spare parts.

If you take out comprehensive insurance for your motorcycle, additional equipment and accessories up to DKK 10,000 are automatically covered, but we recommend that you take out this option if you need a higher amount.

Options

This option is for those who do not want a comprehensive insurance, but who still want to be covered in case of theft or attempted theft.

The excess of 20% of the value of theft is removed with this option. Instead, it will be the agreed excess on the insurance that applies.

Tryg MC roadside assistance covers Denmark (though not Greenland and the Faroe Islands), as well as in Europe and Russia until the Urals. It also covers in Israel, Morocco, Tunisia, Turkey and Iran.

The service offers, for example:

  • On-site help such as start-up and fuel delivery.
  • Towing a motorcycle.
  • Further transport of the driver and passenger to the nearest public transport.

The time frame follows the driving period that you have chosen in your mandatory liability insurance. Please check the optional year around driving covering if you would like to drive outside the normal period from 1 March to 30 November.

We recommend this option if you have extra equipment for more than DKK 10,000. Additional equipment and accessories are referred to as parts that are in addition to the model's standard. It can be, for example:

  • Cover
  • Sidecar
  • Rims
  • Spring / damper
  • Tuning parts and special paintings

This option covers injuries or death of the driver of the motorcycle. An MC driver accident insurance includes:

  • Compensation for permanent disability
  • Compensation by death
  • Immediate help

This option is for those who use your motorcycle all year round. By default, the insurance covers from March 1 to November 30, but you have the chance to extend the insurance to cover the whole year.