Home Contents Insurance and coverage

What does Liability Insurance cover? Who is covered by Home Contents Insurance? And are your child's belongings included at a continuation school (Danish Efterskole)? Find the answers here.

Most common questions about home contents insurance coverage

What does Home Contents Insurance cover?

We have a page that broadly describes what a Home Contents Insurance covers.Read more here.

What possessions are covered under your Home Contents Insurance?

Your Home Contents Insurance covers all members of your household. It is you, your partner, and your children living at home, as well as up to two extra people - for example, grandparents living with you or next in a shared house (we cover a maximum of up to three people). A housekeeper/au pair is also covered. However, it is a condition that they are CPR registered at your address.Room or apartment for rentIf someone rents your apartment, this tenant must take out insurance. On the contrary, it is different if someone rents a room at your place. Your Home Contents insurance covers roommates.

What does Liability Insurance cover?

If you are at fault for an accident that injures another person, for example if you cycle into a pedestrian, then liability coverage takes care of medical expenses. If you cause an accident that damages someone else's property (their car, for example), liability covers eventual car repairs.

What does legal aid cover?

Your Home Contents Insurance offers Legal Aid that includes mediation. You may need it in a dispute with someone. For instance, the insurance policy will cover the expenses if you need a court settlement. However, you should be aware that the insurance does not cover all issues causing the dispute.

Are my child's belongings covered in a continuation school (Danish efterskole)?

Your Home Contents Insurance covers your child's possessions. The insurance covers the same terms as if the child lived at home. However, your child has to be registered in the CPR at your address.

I'm going to a festival. How does insurance cover my belongings while i stay in a tent?

Home Contents Insurance protects your clothes, mobile phone, soundbox, sleeping bag, bags, and other things against theft, fire, and water damage. Your items must be stored inside the tent and not be visible from the outside.The insurance policy does not cover money and jewellery. Please be aware that we do not cover lost, misplaced, abandoned, or forgotten items.Insurance excess varies according to your insurance policy. If you have a free Home Contents Insurance for Students, there is a compulsory excess of DKK1,000.Log in to My Page and see coverage and excess

Table of contents

What does Home Contents Insurance cover?

What possessions are covered under your Home Contents Insurance?

What does Liability Insurance cover?

What does legal aid cover?

Are my child's belongings covered in a continuation school (Danish efterskole)?

I'm going to a festival. How does insurance cover my belongings while i stay in a tent?

Overview

Home Contents Insurance

Learn about the essential coverage aspects of IDA Forsikring's Home Contents Insurance through an overview.

Get help with Home Contents Insurance

Find solutions to commonly asked questions regarding IDA Forsikring's Home Contents Insurance, including coverage details and additional options like Cancellation.

Contact

Call or write to IDA Forsikring

Would you like to request for insurance or have any questions?

Phone:

70 21 01 91