What is Home Contents Insurance?
Did you know that the Home Contents Insurance includes Personal Liability Coverage, among other things? Please, read our guide and learn more about what Home Contents Insurance is.
Without home contents insurance, you have to pay for a new bike if it’s stolen. Depending on the scope of the damage, this unpleasant experience could be costly. This insurance policy is by far an essential part of a secure life.What does Home Contents Insurance cover?
Home Contents Insurance covers damage to your belongings caused by fire, theft, a short-circuit or water damage. The insurance also includes liability coverage, which covers if you cause damage or injury to other people, their animals or things. For instance, if you accidentally step out in front of a cyclist, who then falls and damages their bike and clothes.In addition, our Home Contents Insurance includes Legal Aid, including mediation.Add-ons
You can supplement your basic cover with the following add-ons. The following options are the most common:For students
You can read more about Home Contents Insurance for students below:Read more about Home Contents Insurance for studentsWhat does Home Contents Insurance cover?
Unlike Building Insurance, Home Contents Insurance does not cover the structure of the house itself. The question is, what exactly does home contents refer to and secure?Typical contents are:
What does Home Contents Insurance cover?
Home Contents Insurance covers damage to your belongings caused by fire, theft, a short-circuit or water damage. The insurance also includes liability coverage, which covers if you cause damage or injury to other people, their animals or things. For instance, if you accidentally step out in front of a cyclist, who then falls and damages their bike and clothes.In addition, our Home Contents Insurance includes Legal Aid, including mediation.Add-ons
You can supplement your basic cover with the following add-ons. The following options are the most common:- Glass cover: You can claim compensation if your windows, walled mirrors, glass in fixed wardrobes and ceramic hobs break.
- Sanitary cover: You can receive compensation in the event of damage to the toilet basin, cistern, bidet, washbasin or bathtub.
- Defect and Accident Insurance: You can receive compensation if your television stops working due to an operational error, or your sofa is damaged due to an accident.
- Extended bike cover: If you have a very expensive bike, you should add extended bike cover. The contents insurance usually covers bikes, but if your bike is worth more than a set value, you need extended cover.
- Extended Insurance for building parts: Covers damage to building parts or installations such as satellite dishes, antennae, hidden pipes and washing machines (you must live in an apartment and have maintenance duty).
For students
You can read more about Home Contents Insurance for students below:Read more about Home Contents Insurance for studentsWhat does Home Contents Insurance cover?
Unlike Building Insurance, Home Contents Insurance does not cover the structure of the house itself. The question is, what exactly does home contents refer to and secure?Typical contents are:- Furniture
- Flat screens
- Computers
- Bikes
- Clothes
- Money
- Jewellery
- Sports equipment
- Phones
- Kitchen equipment
- Art
- Pictures
Overview
Home Contents Insurance
Learn about the essential coverage aspects of IDA Forsikring's Home Contents Insurance through an overview.
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Questions & answers
Get help with Home Contents Insurance
Find solutions to commonly asked questions regarding IDA Forsikring's Home Contents Insurance, including coverage details and additional options like Cancellation.
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Contact
Call or write to IDA Forsikring
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Phone:
70 21 01 91Contact us