Caravan Insurance

Caravan insurance offers driver protection. It provides road trip safety, and you do not need to worry about anything happening to your motorhome when you take weekend trips or go on caravan holidays.

You can take out insurance online or by phone. If you would like to write to us, please click on the link below and fill out the form. If you want to talk to us instead, please contact us on 70 21 01 91. 

No-claims discount

No-claims discount

If you have never had a car before, your number of years as a member of IDA can count as driver-seniority when you take out IDA’s Car Insurance.

No deductible

No deductible

With several of our optional coverings, you avoid paying a deductible when you file a claim.

Optional equipment covered

Optional equipment covered

All equipment that is not considered standard for your car is covered for up to DKK 30,000.

What does caravan insurance cover?

In the table below, you can see how both liability and comprehensive coverages cover. You can also see which options you can select and add, including how you can combine them.

The table is for illustrative purposes only. It is an extract from the insurance terms and conditions. The calculation of any compensation is according to the rules stated in the insurance terms and conditions.

What does the insurance covers?
Basic coverage

You are covered if you injure another person while using your autocamper. Liability insurance coverage is mandatory.

You are covered if you damage a third party’s property with your autocamper. Liability insurance is mandatory.

If you have a towbar fitted, you are covered if you injure another person and/or damage a third-party’s property.

What does comprehensive insurance covers?
Basic coverage

It protects against damage to your autocamper if a fire or explosion occurs.

You are covered is your autocamper is stolen.

You are covered if your autocamper is designated as total loss, for instance after vandalism or an accident.

You are covered for the damage that may occur in connection with car break-ins and thefts.

If you drive abroad, you are covered with certain costs related to accident or mechanical failure.

Read more about breakdown cover abroad

If a dispute between you and your counterparty in an accident is to be settled in court, your expenses for the trial are covered. It is a prerequisite that you can reasonably win the trial.

If you have optional equipment in your autocamper up to DKK 30,000, this option is recommended. The following parts are considered, for example, as an option:

  • Rims
  • Electronic equipment
  • Body and engine conversion
  • Leather Interior
  • Sun, panorama and sliding roofs

Towing hitches and safety equipment are not defined as equipment or accessories.

The insurance covers theft of one or both license plates.

Options for car insurance

By taking this optional coverage, you avoid paying excess if damage to the autocamper is due to - for example:

  • Fire, lightning and explosion
  • Theft, robbery and vandalism
  • Falling objects
  • Collision with animals
  • Replacement of lens and mirror glass
  • Windshield damage that can be repaired – e.g. stone chip

If it is necessary to replace a windshield, your excess is DKK 3,000 (2020)

 This optional cover can only be purchased with Comprehensive cover.

Roadside assistance helps you with, among other things, on-site start-up assistance, towing, further transportation of the driver and passengers, as well as assistance in the event of illness or injury while driving.

Read more about Tryg Road Assistance.

You can purchase this option together with both Liability and Comprehensive cover.

If you get injured as driver of an autocamper, then you are covered for:

  • Permanent disability
  • Loss of earnings
  • Ability to work

Your family is also covered by the driver's insurance:

  • Financial loss of dependents
  • Aid to funeral care

This option cover can be purchased with both Liability and Comprehensive cover.

Avoid paying excess if your autocamper is legally parked and accidentally damaged (Max. DKK 15,000) in a parking lot. You are covered when your autocamper is legally parked, and if the damage was done while you were not present, i.e. Hit-and-Run accidents.

This optional cover can only be purchased along comprehensive cover, and when the autocamper is not leased.

We recommend you this option if you have installed additional equipment in your autocamper for more than DKK 30,000. The following illustrative parts are considered additional equipment:

  • Car rims
  • Electronic equipment
  • Chassis and engine swap
  • Leather Interior
  • Sun, panorama and sliding roofs

Towing hitches and safety equipment are not defined as additional equipment or accessories.

This optional cover can only be taken out with comprehensive cover.