Caravan Insurance

Caravan insurance offers driver protection. It provides road trip safety, and you do not need to worry about anything happening to your motorhome when you take weekend trips or go on caravan holidays.
You can take out insurance online or by phone. If you would like to write to us, please click on the link below and fill out the form. If you want to talk to us instead, please contact us on 70 21 01 91.

No-claims discount
If you have never had a car before, your number of years as a member of IDA can count as driver-seniority when you take out IDA’s Car Insurance.

No deductible
With several of our optional coverings, you avoid paying a deductible when you file a claim.

Optional equipment covered
All equipment that is not considered standard for your car is covered for up to DKK 30,000.
What does caravan insurance cover?
In the table below, you can see how both liability and comprehensive coverages cover. You can also see which options you can select and add, including how you can combine them.
The table is for illustrative purposes only. It is an extract from the insurance terms and conditions. The calculation of any compensation is according to the rules stated in the insurance terms and conditions.
What does the insurance covers? |
Basic coverage |
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Third-party liability
You are covered if you injure another person while using your autocamper. Liability insurance coverage is mandatory. |
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Third-party property damage
You are covered if you damage a third party’s property with your autocamper. Liability insurance is mandatory. |
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Towbar
If you have a towbar fitted, you are covered if you injure another person and/or damage a third-party’s property. |
What does comprehensive insurance covers? |
Basic coverage |
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Fire and explosion
It protects against damage to your autocamper if a fire or explosion occurs. |
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Theft
You are covered is your autocamper is stolen. |
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Total loss
You are covered if your autocamper is designated as total loss, for instance after vandalism or an accident. |
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Break-ins, theft and damage
You are covered for the damage that may occur in connection with car break-ins and thefts. |
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Breakdown cover abroad
If you drive abroad, you are covered with certain costs related to accident or mechanical failure. |
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Legal assistance
If a dispute between you and your counterparty in an accident is to be settled in court, your expenses for the trial are covered. It is a prerequisite that you can reasonably win the trial. |
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Optional equipment
If you have optional equipment in your autocamper up to DKK 30,000, this option is recommended. The following parts are considered, for example, as an option:
Towing hitches and safety equipment are not defined as equipment or accessories. |
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Number plates insurance
The insurance covers theft of one or both license plates. |
Options for car insurance |
Liability |
Comprehensive |
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Excess Free and Windshield
By taking this optional coverage, you avoid paying excess if damage to the autocamper is due to - for example:
If it is necessary to replace a windshield, your excess is DKK 3,000 (2020) This optional cover can only be purchased with Comprehensive cover. |
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Tryg Roadside Assistance
Roadside assistance helps you with, among other things, on-site start-up assistance, towing, further transportation of the driver and passengers, as well as assistance in the event of illness or injury while driving. Read more about Tryg Road Assistance. You can purchase this option together with both Liability and Comprehensive cover. |
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Driver Coverage
If you get injured as driver of an autocamper, then you are covered for:
Your family is also covered by the driver's insurance:
This option cover can be purchased with both Liability and Comprehensive cover. |
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Parking Damage
Avoid paying excess if your autocamper is legally parked and accidentally damaged (Max. DKK 15,000) in a parking lot. You are covered when your autocamper is legally parked, and if the damage was done while you were not present, i.e. Hit-and-Run accidents. This optional cover can only be purchased along comprehensive cover, and when the autocamper is not leased. |
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Additional equipment
We recommend you this option if you have installed additional equipment in your autocamper for more than DKK 30,000. The following illustrative parts are considered additional equipment:
Towing hitches and safety equipment are not defined as additional equipment or accessories. This optional cover can only be taken out with comprehensive cover. |