Business Travel Insurance questions

What does the basic cover for Business Travel Insurance contain?

• Illness and repatriation cover repatriation if you or an employee get sick while travelling.
• Patient escort covers transport costs, accommodation and boarding for one to three relatives if you or an employee need hospitalisation, transport back home to Denmark or die during the journey.
• Curtailment covers the cost of returning home from the journey if one of your nearest and dearest becomes acutely ill, suffers an injury or dies.
• Medical malpractice covers if a physician causes an injury to you or a colleague as patients through a negligent act or omission.
• Replacement covers the transport costs of a new employee if you or a colleague get sick and can no longer work.
• Crisis counselling provides support when you or a colleague suffer, for instance, a robbery, accident or assault, which requires immediate assistance.
• Evacuation covers the cost of evacuation, accommodation and food if you are facing an imminent threat, for instance, a natural disaster.
• Search and rescue covers the cost of search and provision if you or an employee are in distress or imminent danger.
• Terror covers the cost of repatriation from a country in the event of terrorist attacks.
• Hostage, in a war zone, covers necessary costs of repatriation to Denmark, for instance, food, accommodation and local transport.
• Retention, like caught in a war zone, covers the cost of accommodation and domestic transport for up to three months if you are in a country where war breaks out.
• Personal liability covers if you or an employee (as a private individual) is responsible for injuring another person or damaging others’ belongings.