Broaden your coverage with office insurance

The insurance includes movable belonging to the business office; including furniture, art, computers and other technical equipment.

Occupational accident insurance is compulsory for all employers and covers employees (both part-time and full-time employees) if they have an accident at work.

This insurance covers the costs that may arise if your company's product or service is defective or directly causing damage.

The insurance covers you, as a secured employee, if a third-party makes a claim against you in the exercise of your professional activity referred to in the policy.

All Risk terms involve a much broader coverage than you usually see - including:

• Transit coverage
• Coverage for work at home
• Vandalism coverage
• Legal coverage
• Movable in cars
• Cost of re-production of lost data, records and archives
• Under-insured coverage
• Operating loss in combination with additional cost coverage
• Supplier and customer operating loss

The insurance covers legal costs of disputes in courts and tribunals around the world except for the United States and Canada.

However, the insurance does not cover expenses:

• Covered by business and product liability insurance.
• In a criminal proceeding.
• In the case of debt collection.
• In the case of a conviction, suspension, liquidation or bankruptcy.
• Related to your or your employees' work, or loss of income, travel and stay.

If your occupational disability reaches 15 per cent or more, the worker’s compensation act entitles you to compensation.

The insurance covers deaths at work. You must contact the labour market insurance within 48 hours and report the situation. You can contact them on 20 42 63 97 or read more about the labour market insurance.

We cover the costs associated with treating an industrial injury.

The insurance covers accidental damage to eyeglasses or contact lenses. They will be repaired or replaced depending on the nature of the damage.

If a crisis occurs as a result of robbery, accident, assault, threats or burglary, you have the opportunity to receive crisis assistance.

The insurance covers the expenses of damaged clothing that occurs as a direct result of an industrial injury. However, there is a maximum compensation of DKK 5,000.