Sum insured (limit of indemnity)

Home Contents Insurance provides no limits of indemnity. You can read more about what it means and how it affects your insurance.

Sum insured Home Contents Insurance
No indemnity limit means you do not have to calculate how much your items and stuff are worth. As a rule, we provide coverage up to DKK60.000 per item. However, some valuables belong to special categories (or groups), and we cover up to DKK120.000 per approved claim. You can set another limit and take out a higher coverage according to your needs. Maybe you wish to secure other more expensive items, individual or in a group. If you are thinking about doing it, please, evaluate whether you own certain things or groups of things with a higher value than those mentioned above.

What are groups of things?

  • Watches, jewellery, gold, and silver
  • Design furniture (e.g., furniture by Arne Jacobsen. See our exhaustive list below)
  • Collections (e.g., stamps and coins, sculptures, paintings, weapons, magic cards, model trains, wine collections, maps and books)

Designer furniture

Poul Henningsen

e.g 'Koglen' and PH lamps

Arne Jacobsen

e.g 'Svanen', 'Ægget', 'Myren' or 'Syveren'

Piet Hein

e.g 'Elipsebordet'

Hans J. Wegner

e.g 'CH04 stolen', 'Oxchair' and 'Kinastolen'

Verner Panton

e.g 'VP Globe lampen'

Charles & Ray Eames

e.g 'Eames RAR Gyngestol' and 'Eames Lounge Chair'

Bruno Mathsson

e.g 'Pernilla' and 'Eva'

Poul Kjærholm

e.g 'PK 22 stole'

Børge Mogensen

e.g chairs and sofas

Poul M. Volther

e.g 'Corona stol'

The insurance covers a maximum of:

  • Money and the like up to DKK30,000
  • Bicycles with up to DKK15,000 per unit. You can raise it to DKK 170,000
  • Baggage up to DKK50,000 per approved claim if you selected this cover.
  • Items, in the basement, up to DKK90,000 per approved claim. You can raise it to DKK180,000 per claim if you only can use your house basement to store. If you live in a flat, you need to contact Tryg.

Overview

Home Contents Insurance

Learn about the essential coverage aspects of IDA Forsikring's Home Contents Insurance through an overview.

Read more and buy

Questions & answers

Get help with Home Contents Insurance

Find solutions to commonly asked questions regarding IDA Forsikring's Home Contents Insurance, including coverage details and additional options like Cancellation.

Read more

Contact

Call or write to IDA Forsikring

Would you like to request for insurance or have any questions?

Phone:

70 21 01 91

Contact us