Requirements for taking out supplemental unemployment insurance?

Do I need to be a member of a Danish a-kasse to take out supplemental unemployment insurance? Can I receive social unemployment benefits at the same time? Find the answers to these questions and more.

Requirements for taking out supplemental unemployment insurance

What requirements do I have to meet in order to take out the insurance?

You must be a member of IDA among other things. Find more information here.

Do I need to be a member of a Danish A-kasse to take out the insurance?

Yes, it is a requirement that you are a member of an A-kasse. You cannot take out the insurance without it and you wouldn't be covered.

Can I get unemployment benefit at the same time?

You are entitled to unemployment benefits at the same time as you get insurance supplemental payments. Your insurance payments will not be substracted from your unemployment benefits. It is a 'supplement'.

Can I take out supplemantal unemployment insurance if I live abroad?

You can easily take out the insurance while living abroad, but you cannot use of the insurance. You need an address in Denmark, because you have to be available to the Danish labor market (A-kasse rule). This means that you can only receive supplements from the insurance if you move home to Denmark.

Can I receive supplements even if I have lived abroad for several years?

Yes. You can  get coverage from your insurance even if you are not entitled to unemployment benefits according to the rules on residence requirements. The residency requirement means that you must have lived in Denmark for 7 out of the past 12 years in order to be eligible for unemployment benefit.'

When does the residency requirement apply?

The rules on residence requirements apply from 1 January 2019 and will be closely followed up over three years. To receive public unemployment benefits you must:
  • from 1 January 2019, have stayed here in Denmark or the EU / EEA for at least 5 out of 12 years
  • from 1 January 2020, have stayed in Denmark or the EU / EEA for at least 6 out of 12 years.
  • from 1 January 2021, have stayed in Denmark or the EU / EEA for at least 7 out of 12 years

Can I buy the insurance when I am self-employed?

No, you can not. You must be an employee to be able to buy supplemental unemployment insurance.

Table of contents

<h2 class="panel-title" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_0" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="true">What requirements do I have to meet in order to take out the insurance?

<h2 class="panel-title collapsed" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_1" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="false">Do I need to be a member of a Danish A-kasse to take out the insurance?

<h2 class="panel-title" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_2" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="true">Can I get unemployment benefit at the same time?

<h2 class="panel-title collapsed" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_3" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="false">Can I take out supplemantal unemployment insurance if I live abroad?

<h2 class="panel-title collapsed" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_4" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="false">Can I receive supplements even if I have lived abroad for several years?

<strong>When does the residency requirement apply?</strong>

<h2 class="panel-title" data-toggle="collapse" data-target="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079_5" data-parent="#cd5f7a6b-eafe-4aa9-b9e1-c8e521b59079" aria-expanded="true">Can I buy the insurance when I am self-employed?

Read more:

Overview

Supplemental Unemployment Insurance

Learn about the essential coverage aspects of IDA Forsikring's Supplemental Unemployment Insurance through an overview.

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Questions & answers

FAQ Supplemental Unemployment Insurance

Find answers to commonly asked questions about IDA Forsikring's Supplemental Unemployment Insurance, including coverage and additional options.

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Contact

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