IT consultant insurance

The insurance is for you who have an IT company and advise customers. You can take out this insurance already now.

You, as an IT consultant, may face a claim for loss if you or an employee have advised a customer incorrectly. Fortunately, IT consultant insurance offers you coverage if your services cause financial loss to the customer.

Breach of contract

The insurance covers if a client brings a claim against you for damages due to faulty IT services.

Retrospective coverage

No matter when the damage is done, you can get coverage.

no-backwards-regulation

We set your premium when you take out the insurance - that is, based on actual income.

What does IT consultant insurance cover?

The table is only illustrative and an extract from the insurance conditions. Any compensation will be calculated following the rules of the insurance conditions.

IT consultant insurance	Always with
Liability of consltant The insurance covers situations where you or an employee provide negligent advice to a customer resulting in a financial loss. The insurance also covers gross negligence, but if the error occurs intentionally, then the insurance does not cover.
Product liability insurance If you provide an IT service or deliver an IT product that is defective or directly causes damage, the product liability will cover the financial loss of the customer.
Business liability We help you if your company is held liable for any damage caused by the company's general activities. Naturally, we adapt the coverage to your IT business so that it meets all your needs.
Breach of contract The insurance covers if a claim is filed against your business for damages due to poor IT services or faulty technology or communication products. For example, if the service or product does not meet the agreed specifications or intended function. There may also be a breach of contract if the product or service does not meet legal standards, function or safety requirements.
Retroactive coverage The insurance covers a claim filed against you retroactively. In other words, the insurance covers a claim even if the error took place before the insurance was purchased. However, it is important to stress that you are not covered if you were aware of a claim being filed against you before you took out insurance.
Communication costs The insurance includes losses (up to DKK 1,000,000) - for the death or permanent incapacity of a key employee (e.g. a partner or an executive officer) - e.g. recruitment, PR/communication or otherwise. The insurance also covers communication costs (up to DKK 1,000,000) to repair/neutralise the company's reputation if, for example, it has been negatively covered by the media.