Health care insurance

Anyone can be affected by an unexpected injury or illness that requires health care, and in this context it is an advantage to have the best possible access to quick and expert health care.



If you become ill or are injured, Health care insurance guarantees you rapid diagnosis and health care at a private hospital or private clinic. In fact, you are guaranteed health care within ten business days after you have reported the injury. You can therefore avoid the long waiting times that you will usually experience at public clinics. In short, if you purchase Health care insurance, we will help you to quickly get back on your feet. 

The insurance covers

Health care insurance
Coverage

The insurance provides a 10-day health care guarantee. This means that, no later than ten business days after you reported the injury/illness to Mølholm Insurance, you will be examined or treated at a health care venue with the appropriate expertise.

The insurance covers expenses for preliminary examination and/or surgery.

The insurance covers health care by a physiotherapist.

The insurance covers health care by a chiropractor

You can receive cover for up to ten health cares by a reflexologist.

You can receive insurance cover for up to ten acupuncture health cares.

You can receive cover for massage (maximum four health cares). 

The Health care insurance covers expenses (including talk therapy) for psychiatric illnesses that are diagnosed during the insurance period. It is a requirement that the health care is performed by a psychologist (MSc (Psychology)) or a psychiatrist.

The insurance covers the cost of medication and/or rehabilitation that is prescribed by a consultant doctor. 

Free health analysis every 12 months and access to health portal.

The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.

As a member of IDA, you have the possibility through Lån & Spar Bank to take out insurance on very favourable terms. The insurance will be placed in Mølholm Forsikring A/S, and examination and health care will take place at one of the many private hospitals and private clinics with which Mølholm has cooperation agreements. The health care insurance provides you with access to a wide range of examinations and health cares, such as consultants, psychologists, psychiatrists, physical therapy, chiropractics, reflexology, chiropody, massage, occupational therapy, acupuncture and dieticians. You also have the option to choose family coverage at an affordable price.

FAQ

If you wish to take out an insurance policy, complete this application form (in Danish) and send it to Mølholm Forsikring.

Has your question been answered?

Yes, you will be examined and receive health care at a private hospital or at a private clinic, with which Mølholm cooperates.

Has your question been answered?

Once you have taken out insurance, you can be treated in hospitals and clinics in Scandinavia and Germany. If you choose to be treated in Denmark, you are free to choose from among any of the health care providers with whom Mølholm has a contract. If you choose to be treated in other Scandinavian countries or in Germany, you must agree on the health care site with Mølholm.

Has your question been answered?

The insurance does not cover cases where you have caused the injury deliberately or through gross negligence. The health care insurance also does not apply if you are injured while practising a sport professionally.

Has your question been answered?