Dog owner's Insurance

If you have a dog, you should also take out IDA's Dog Owner’s Insurance. Not just because it is required by law, but also because it helps you financially if your dog causes damage.



Dog Liability

Dog Liability

In addition to the mandatory dog owner’s ​​liability insurance, it also includes injury to, for example, coaches, pedestrians, domestic workers and your children.

Illness and Accident

Illness and Accident

An option that ensures you coverage for your dog's treatment, surgery and admission, as well as a variety of screenings.

Treatment and Rehabilitation

Treatment and Rehabilitation

Take out the option Physical Treatment if you want to cover expenses for rehabilitation after an accident or illness with e.g. physiotherapy and chiropractic.

Have you purchased or changed your insurance before 4 February 2018?

IDA’s Dog Owners Insurance have been improved. If you purchased the insurance before 4 February 2018, you are covered by terms other than those you can see here.

See how your Dog Insurance covers (if purchased before 4 February).

The insurance covers

The form is indicative and is an extract from the insurance terms and conditions. Any compensation will be calculated according to the rules in the insurance terms and conditions.

Dog Owner's insurance
Basic coverage

You are covered for injuries that your dog causes to other people and animals, and the damage to things, for which you are legally responsible.

This option covers injuries to people who, in connection with their profession, are exposed to injuries by your dog. This can be, for example, dog trainers, instructors or competitors. The animals and stuff belonging to these people are also covered.

It covers injuries to dog keepers who temporarily help you to watch or walk your dog and who do not live at your place of residence. The dog keeper’s partner, children and other persons at the keeper's residence are also covered for injuries that your dog has caused.

Individuals who provide domestic help in your home (e.g. an au pair or a domestic worker) are covered for injuries caused by your dog.

Your children and your partner’s children are covered for physical injury caused by your dog. Part-time children and children in foster care who are temporarily or occasionally staying at your place of residence are also covered.

Options

By taking out this option, your dog is covered for examination, treatment and surgery by a veterinarian in the event of disease, illness or accident. If hospitalization is needed, your dog is also covered for admission and stays in an animal clinic or hospital.

You can get covered expenses for your dog's physical treatment and rehabilitation after an illness when this is prescribed by a veterinarian. The treatment can be, for example, physiotherapy, chiropractic, swimming or treadmill training.

If you, your partner or your child under the age of 18 are admitted to a hospital or die, with this option you can secure your dog care in an animal shelter or private place. Care is covered for up to 30 days on admission and 60 days on death. Transport for delivery and collection to and from the care center is also covered.

You can choose to keep yourself from treating expenses for your dog's teeth and medicine. For example, your dog may be covered in cases of dental inflammation, toothache, tooth fracture, caries attack and root filling.

 If you take out the option Travelling with you, this will cover acute treatment outside Denmark, e.g. in the other EU / EEA countries incl. Faroe Islands and Greenland. You are covered during trips of up to three months.

If you travel with your dog, you can, in case of urgency, cover expenses for e.g. admission to and treatment in an animal hospital abroad.

Travelling with you covers, for example, the following:

  • Euthanasia and cremation.
  • Accommodation for extended stay for one person and accompanying children under 18, if there are no other travelers over 18 years of age.
  • Replacement of certificates in case of theft of baggage abroad.
  • Medicine, neck collar and dressing as a result of disease, illness or accident.

The option covers travel in EU / EEA countries incl. the Faroe Islands and Greenland for up to three months. We recommend that you always have a Travel Insurance with you. It provides care for your dog if you are hospitalized abroad.

A dog's life insurance covers death, euthanasia, theft and/or loss. The insurance also covers expenses for search advertising in a local daily newspaper in case of theft or loss. A pedigree certificate is a requisite for this coverage, and it can only be taken before the dog turn nine years of age.